If were the victim of a non-fault road accident in Blackburn, you may be entitled to compensation from whoever was responsible, providing you fit the rules for making a claim, which are:
- The accident must have been the fault of someone else
- You must have sustained injuries in the accident
- The injuries should have warranted medical attention
- The accident should have taken place no more than three years ago
But these rules do not just apply to a non-fault road accident in Blackburn, to make a personal injury compensation claim for any type of accident you must comply with the criteria laid down in UK law.
Who pays for my compensation?
Whoever settles your compensation claim depends on how and why the accident happened. It would be rare for the other driver to pay it out of their own pockets and most road traffic accidents are covered by motor insurance, which it is illegal to be on UK roads without.
Who settles the claim if there is no insurance?
If for any reason their insurance turned out to be invalid, or your accident was a hit and run and you did not know whom the other driver was, your claim would be referred to the Motor Insurers Bureau (MIB).
Any company that offers motor insurance has to be a member of the MIB and each year pay them a levy based on the turnover of their motor insurance business. This levy is then used to pay compensation to innocent victims of accidents where the other driver was not insured, or not known.
These companies also have to supply the MIB with details of every vehicle they insure, all the information being fed into one huge database. This can help trace drivers of hit and runs, and had been useful in helping the police solve this type of crime.
Who is to blame when a pothole caused the accident?
It is the duty of the local councils and authorities to repair any roads they are responsible for. Problems such as potholes reported to them are usually treated as an urgent or non-urgent repair. Urgent repairs are dealt with in as little as 1 hour by some councils, the non-urgent repairs can take weeks.
If while it is waiting to be repaired it causes you to have an accident, it is to the responsible council that your personal injury claim would be made.
Injured in a non-fault road accident in Blackburn? Claim with Accident Advice Helpline
To claim your compensation from any of the organisations needs legal representation, just like you would find the right law firm to represent you in any other legal process.
Accident Advice Helpline are a law firm with over 15 years’ experience in making personal injury claims, and we have successfully assisted many thousands of claimants to get the compensation they were entitled to.
Call us on on 0800 689 0500 from a landline or 0333 500 0993 from your mobile phone to speak to an adviser.
Date Published: 29th June 2014