When you drive a car, you need to be insured. In the event of an accident, drivers exchange insurance details. If the accident is the other driver’s fault and they are insured, their insurance company pays out.
This also applies if injury happens. If you pursue a claim for compensation through a personal injury lawyer in Oakamoor, again, the other driver’s insurance will be liable to pay.
But what if the other driver is not insured?
Driving without insurance is an offence, but some people take the risk and drive without being covered. This is very bad news for other drivers, you may think – after all, what happens if an uninsured driver runs into you and you are injured?
Well, there is some hope, thanks to the Motor Insurers’ Bureau – and, of course, Accident Advice Helpline!
The Motor Insurers’ Bureau exists to cover the costs of uninsured driver compensation claims against innocent parties. Thanks to the MIB, you could be paid for your claim if you qualify.
Pursuing a claim with a personal injury lawyer in Oakamoor
You can claim if your injury was sustained in the last three years. To find out if you qualify, there is a quick calculator on the Accident Advice Helpline website. Just input some details and it will tell you if you qualify, and give you an estimate of the value of your claim.
Alternatively, just call our advice line on 0800 689 0500. If you have a mobile, you can call 0333 500 0993 or text “claim365” to 80100.
Our advisors are friendly and professional, and will treat you with the utmost respect and empathy. What you tell them will be kept confidential.
You can be assured of our commitment to providing the best service. We adhere to four key principles: integrity, dependability, reliability and accountability. That’s why we have grown since starting in 2000 to become one of the largest law firms in the UK, and we have a patron who is renowned for her commitment to consumer affairs: Esther Rantzen.
What else should I do if I am involved in an accident with an uninsured driver?
Make sure you get as much evidence as possible. Take details from any witnesses to the accident. Take some photographs, too. Pictures of your injuries, damage to your vehicle, damage to street furniture, and the road conditions at the time of the accident will be invaluable to your personal injury lawyer in Oakamoor.
Keep detailed notes and records, too. Any time you have a medical consultation, write it down. Make sure you collect receipts for any expenditure related to your injury, too, such as travel costs, childcare, or a home help.
Is there anything else I need to know?
It is not likely that you will need to attend court, but you may have to undergo one additional medical assessment to process your claim.
All our lawyers work on a 100% no win no fee basis.
Date Published: 28th February 2014
Author: David Brown