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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

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    Motorcycle accident insurance


    Motorcycle accident insurance

    In 2011, there were 20,150 reported motorcycle-user casualties, an increase on the previous year. Even though motorcyclists only make up 1% of traffic in the UK, they account for 20% of deaths and serious injuries on our roads. Motorcyclists are more vulnerable on the roads then car users. Indeed, motorcyclists who are involved in accidents are 40 times more likely to be killed than car drivers.

    Motorcyclists are more likely to suffer injuries due to the lack of protection that a motorcycle offers compared to a car. A car has the added safety of a seat-belt, airbag and bodywork.

    Causes of motorcycle accidents

    • Failure of other vehicle drivers to detect motorcycles
    • Speeds motorcycles can reach
    • Acceleration rate of motorcycles
    • Lack of stability compared to 4-wheeled vehicles
    • Motorcycles are difficult  to see and distinguish from the background
    • Road environment can be hazardous for motorcycles i.e. potholes, diesel spillages etc

    Common injuries motorcyclists suffer

    • Head injuries
    • Broken bones/fractures
    • Sprains and strains
    • Cuts and lacerations

    Safety tips for motorcyclists

    Though motorcyclists are more likely to be injured then other vehicle drivers, there are steps that can be taken to increase your own safety and decrease the risk of you being involved in an accident:

    1. Make sure you are physically fit, riding a motorcycle is physically demanding
    2. Take an advanced riding course to improve your safety and confidence
    3. Pay attention to road signs
    4. Be especially careful on bends and do not overtake if you cannot see the road ahead
    5. Avoid carrying passengers until you are experienced and confident enough
    6. Regularly check and maintain you motorcycle
    7. Wear the appropriate protective clothing i.e. helmet, gloves etc
    8. Drive responsibly

    Motorcycle accident insurance

    All vehicle owners and drivers are required by law to have the appropriate insurance. If you have had a motorcycle accident, insurance may cover any damage to your vehicle and any other vehicles involved. The type of motorcycle accident insurance you have will reflect the cover you are entitled to.

    Your motorcycle accident insurance may not cover any injuries you have sustained as a result of an accident. If you have been injured whilst on your motorcycle and the accident was not your fault, then you may be entitled to claim compensation.

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    Accident Advice Helpline is one the UK’s leading law firms. We have vast experience in handling motorcycle accident claims. We can help you if you have been injured in a motorcycle accident within the last three years and the accident was not your fault.

    Take our 30-second online test to check if you qualify and how much you could possibly claim. You can also call us and talk to one of our friendly and helpful advisers about your accident. We will be happy to answer any questions you may have about motorcycle accident insurance and your compensation claim. Dial 0800 689 0500 from a landline, or 0333 500 0993 from your mobile phone.

    Date Published: 14th January 2013

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.