Motorcycle accident insurance

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Motorcycle accidents

In 2011, there were 20,150 reported motorcycle user casualties, an increase on the previous year. Even though motorcyclists only make up 1% of traffic in the UK, they account for 20% of deaths and serious injuries on our roads. Motorcyclists are more vulnerable on the roads then car users, motorcyclists who are involved in accidents are 40 times more likely to be killed than car drivers.

Motorcyclists are more likely to suffer injuries due to the lack of protection that a motorcycle offers compared to a car. A car has the added safety of a seat-belt, airbag and bodywork.

Causes of motorcycle accidents

  • Failure of other vehicle drivers to detect motorcycles
  • Speeds motorcycles can reach
  • Acceleration rate of motorcycles
  • Lack of stability compared to 4 wheeled vehicles
  • Motorcycles are difficult  to see and distinguish from its background
  • Road environment can be hazardous for motorcycles i.e. potholes, diesel spillages etc

Common injuries motorcyclists suffer

  • Head injuries
  • Broken bones/fractures
  • Sprains and strains
  • Cuts and lacerations

Safety tips for motorcyclists

Though motorcyclists are more likely to be injured then other vehicle drivers, there are steps that can be taken to increase your own safety and decrease the risk of you being involved in an accident and injured in an accident.

  1. Make sure you are physically fit, riding a motorcycle is physically demanding
  2. Take an advance riding course to improve your safety and confidence
  3. Pay attention to road signs
  4. Be especially careful on bends and do not overtake if you cannot see the road ahead
  5. Avoid carrying passengers until you are experienced and confident enough
  6. Regularly check and maintain you motorcycle
  7. Wear the appropriate protective clothing i.e. helmet, gloves etc
  8. Drive responsibly

Motorcycle accident insurance

All vehicle owners and drivers are required by law to have the appropriate insurance. If you have had a motorcycle accident insurance may cover any damage to your vehicle and any other vehicles involved. They type of motorcycle accident insurance you have will reflect the cover you are entitled to.

Your motorcycle accident insurance may not cover any injuries you have sustained as a result of an accident. If you have been injured whilst on your motorcycle and the accident was not your fault then you may be entitled to claim compensation.

Accident Advice Helpline is on the UK’s leading accident management firms. We have vast experience in handling motorcycle accident claims. We can help you if you have been injured in a motorcycle accident within the last three years and the accident was not your fault.

Take our 30 second online test to check if you qualify and how much you could possibly claim. You can also call us and talk to one of our friendly and helpful advisers about your accident. We will be happy to answer any questions you may have.

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Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

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