Increase in fraudulent motor accident injury claims
Accident Advice Helpline is totally against helping people who wish to make a fraudulent motor accident injury claim. We only assist people who have genuine and authentic claims for compensation and discourage dishonesty or exaggerating the truth.
In recent years there has been a huge increase in the number of people making fraudulent motor accident injury claims. Liverpool Victoria, a car insurance company, suggested that over half of all solicitors have noticed an increase in prospective clients making up false injuries so that they can claim compensation in the past ten years. It is thought one in six claims are fraudulent.
Top 3 injuries that are faked or exaggerated
- Post-traumatic stress disorder
- Strained muscles
These injuries are most commonly lied about because they are difficult to diagnose by doctors. Fractures for example show up on an X-ray, however injuries such as whiplash are not as straightforward to accurately diagnose.
Why will people make a fraudulent motor accident injury claim?
People will make a fraudulent motor accident injury claim because they see it as an easy way to make some money. Even though it is against the law, many fraudsters think they are not committing a serious crime.
The recession saw an increase in people having financial difficulties – this may have encouraged people to make false claims.
An increase in the awareness of the availability of compensation is also seen as a contributory factor, as is the need to hold someone else responsible if they had been in an accident.
Repercussions of fraudulent motor accident injury claims
Fraud is not a victimless crime. Unfortunately fraudulent motor accident claims impact everyone. It is suggested that false personal injury claims increase every driver’s motor insurance cover by around £40 every year.
False injury claims also put additional pressure and strain on the NHS. They are wasting the precious time of GPs and other healthcare professionals. Legal professionals and courts are also having their time, resources and money wasted.
The Transport Select Committee have made new proposals to deter fraudulent compensation claims. This could mean a drop in the cost of motor insurance.
Reforms are suggested to tackle the growing problem. One of the suggestions is to give insurance companies access to the DVLA driver record database, which will allow them to confirm and check details that are given by motorists applying for insurance. This will allow insurance companies to make better informed decisions.
Another area that the government and insurance companies are investing in is detecting whiplash, which is the most common falsified personal injury. If doctors are able to accurately diagnose whiplash then this may discourage and reduce fraudulent claims for compensation.
If you have a genuine motor accident injury claim then call Accident Advice Helpline on their 24/7 helpline 0800 689 0500 or from a mobile 0333 500 0993.