As an employee in the UK, you have every right to expect to be safe when you go to work, no matter what you job is. Employers have a legal duty to make sure you are in a safe working environment and failing to do this can mean they have to face a Lincoln accident at work claim.
Protecting the health and safety of their employees is a very important part of being an employer, which is why the governments Health and Safety Executive (HSE) are so definite that their rules and regulations must be followed.
How HSE can punish employers that do not comply
If an employee is injured in an accident at work, there are some accidents that have to be reported to HSE. Such as:
- Walls, trenches or scaffold collapsing and causing injuries
- Exposures to gases and other dangerous substances
- Any injury that means an employee cannot work for more than seven days
As well as investigating these reports, HSE can turn up at a business to check health and safety matters. They can stop work in an unsafe situation, and in the more serious cases, will prosecute the employer. This can result in heavy fines or a prison sentence.
One of the rules says that employers should have employers liability insurance, and HSE will also check that this is in place. Failure to show the certificate the insurers provide can lead to a fine of £1000, and failure to have the insurance can leads to fines of £2500 for each day the insurance is not in place.
Some employers fail to have the insurance because they say they cannot afford it, but it has to be cheaper than the fines and penalties they can face, as well as having to pay the compensation for a Lincoln accident at work claim out of the businesses own funds.
Most insurance companies these days will let employers pay a monthly premium rather than having to find a chunk of money annually, so really there is no excuse for employers not to buy this insurance.
The insurance will settle a Lincoln accident at work claim
It is this insurance that would actually pay the compensation for a Lincoln accident at work claim, which is why many employers encourage injured victims to claim the compensation they are entitled to. Sometimes employers see that they can have paid this premium for many years without a claim ever being made against it, and there are many policies that no claims are ever made for.
Accident Advice Helpline and your personal injury claim
At Accident Advice Helpline we can help you with your accident at work claim, as it is one of many types of personal injury claims that we specialise in. If you need help to get the justice you are entitled to and deserve, just get in touch and we will handle it from there.
We have over 15 years’ experience in the personal injury industry so you know you’ll be in safe hands if you choose to claim through us. Give us a call on 0800 689 0500 from your land line, or 0333 500 0993 from your mobile.
Date Published: 5th November 2014