Road traffic accidents are a major cause of deaths all over the world, and the UK is no exception. Last year, reported accidents were in the region of 190,000, although the government estimates that if accidents not reported to the police or emergency services were recorded as well, the total figure would be more than three times that.
Among all these accidents, there will be many innocent victims injured through no fault of their own. Possibly three out of ten of those will make a personal injury claim, and many of those who do will use an injury lawyer in Toddington at Accident Advice Helpline for assistance.
The criteria for making a personal injury compensation claim using an injury lawyer in Toddington
The criteria for making a personal injury compensation claim are quite simple:
- The accident must have happened within the last three years;
- The accident must not have been your fault;
- You should have sustained physical or mental injuries; and
- You should have sought medical attention for those injuries.
If you fit these criteria, an injury lawyer in Toddington may be able to help you make a personal injury compensation claim.
Calculating your compensation claim
Your compensation claim could relate to several things, including:
- Pain and suffering;
- Anxiety and stress;
- Impact on your life;
- Loss of earnings;
- Medical costs;
- Travel expenses;
- Care costs;
- Home adaption or moving costs; and
- Any other costs or losses that arise because of the accident.
The settlement of your compensation claim
Road traffic accident claims are usually settled by one of two organisations — the first port of call would be the other driver’s insurance company, but if they turn out to be uninsured, or untraceable in the case of a hit-and-run accident, the claim would be referred to the Motor Insurers’ Bureau (MIB).
Anyone who offers motor insurance has to be a member of the MIB. They exist to ensure that non-fault victims of road traffic accidents do not lose out because of a lack of insurance. Motor insurance companies have to pay the MIB a levy each year to fund these compensation payments. They also have to provide data of who they are insuring, which is fed into a central database. This database contains information about all insured vehicles in the UK.
Using a lawyer to make your claim
When you are ready to make your compensation claim, you should contact Accident Advice Helpline to help you through the process. We will do this without requesting any money to start your claim, or if your claim is lost, as we work on a no win no fee* basis.
Call us on our helpline number: 0800 689 0500 (0333 500 0993 from a mobile). Our advisors are friendly and helpful, and will provide you with all the information you need to make a personal injury claim. You can stop hunting for a lawyer in Toddington now and call us!
On our very user-friendly website, we also have our 30-second test. This lets you know if you have a valid compensation claim, and gives you an estimate of how much it could be.
Date Published: 27th July 2014