Many personal injury claims are settled by an insurance company of some sort. Most accidents come under an insurance policy as the premiums we all pay include third party cover. The one most of us are familiar with is motor insurance, but there is also insurance for employers, manufacturers, professional and businesses of all types. These are all for protection against compensation claims being made if an innocent victim is injured through their fault. Our injury lawyer in Tidworth deals with insurance companies all the time, but do you know what policy you need in place to cover which situation?
Our lawyer in Tidworth deals with motor insurance claims
It is illegal to be on UK roads in a motorised vehicle with motor insurance. Whether you are a driver, passenger, pedestrian motorbike rider, or anyone else injured in a road traffic accident that was not your fault, most of the time it would be this insurance that settles your claim.
There are times when the other driver is uninsured, and then the claim is referred to the Motor Insurers Bureau who are there to settles claims where an uninsured driver is involved.
Our lawyer in Tidworth deals with employer’s liability claims
Most UK employers are legally required to have this insurance in case an employee is injured in an accident at work. There are a few exceptions, such as publicly funded organisations, but they pay the compensation themselves.
Our lawyer in Tidworth deal with public liability claims
Absolutely anywhere the public venture has to have this type of insurance. The cover it provides is limitless, just in case several people are injured in one accident. Shops, parks, cinemas, offices, in fact anywhere you can think of that a member of the public may visit will have this type of cover.
Our lawyer in Tidworth deals with professional indemnity claims
This type of claim would be made against a member of the medical profession if they make a mistake, which makes the health of the victim worse, or creates a new problem for them.
Our lawyer deals with product liability claims
Products offered for sale to consumers have to be safe. If they are not and a defective product causes an injury, the makers should have this type of insurance to cover the compensation claim.
Making a claim
Some victims are deterred from making a claim because of concerns about dealing with these huge organisations. But if they contact Accident Advice Helpline we will deal with them and the victim need not worry about if at all.
Making the claim as easy stress free as possible of one of the things that has helped to earn us our enviable reputation for the high quality service we provide to our claimants and is why we get over 25,000 new enquiries every month.
Call our freephone helpline on 0800 180 4123, or complete one of our online options, you will find the whole process of making a claim quick and efficient when you use Accident Advice Helpline.
Date Published: 24th July 2014