Insurances covers nearly every kind of way you could have an accident and need to get compensation, that means that when you want compensation you will be dealing with insurance companies not the actual person responsible for your injury. Personal injury lawyers deal with a few different types of insurance. Have a look below to see what they are.
Motor insurance – Motor insurance is basically what is says on the tin, it insures motorists! This kind of insurance covers any kind or motor accident. There are 3 main different coverages you can get with a motor insurance policy, the smallest is the 3rd party insurance, this will only cover you for any damages or injuries made to the 3rd party when the accident has been your fault.
The 2nd one is the third party, fire and theft, this one pretty much covers everything that the one before did but it also covers for if your motor was stolen or if the has gone up in flames. The last type that you could get is the comprehensive insurance, this covers you on everything that has already been said with the other two and also it covers you for if your car gets damaged.
Employers liability insurance – this is one that that all employers must have, it covers them for if an employee gets injured in a work related accident.
Public liability insurance – this covers all public businesses, the cover is limitless seeing as they so many different types of accidents that can happen in public. This is the cheapest insurance of the whole list.
Professional indemnity insurance – professional people should make sure that they have this insurance because it covers them if they have a claim taken out against them for their profession, like how a medical professional can have a medical negligence claim taken out against them.
Product liability insurance – all manufacturers, producers and importers have to ensure that they have this insurance as it will completely protect them if they end up sending out faulty goods to a consumer and they get injure.
Looking for a lawyer in Stoke Gifford?
We do not have a personal injury lawyer in Stoke Gifford working directly for us but this doesn’t matter, we can still help you claim as we are a national injury law firm that covers all areas of the UK. So if you need a personal injury lawyer in Stoke Gifford or anyway make us your first point of call.
Many victims stay away from claiming compensation because they are worried about dealing with huge corporations, but we here in Accident Advice Helpline deal with them everyday. We have 13 years of winning claims behind us so we know just how to go about maximising the amount of compensation you are awarded.
Call our freephone helpline on 0800 689 0500 or from a mobile on 0333 500 0993 we hope to hear from you soon!!
Date Published: 4th March 2014
Author: David Brown