According to recent estimates, there are over one million uninsured drivers on the roads in the UK. With so many people driving without insurance, your chance of being involved in an accident with an uninsured driver is as high as one in ten.
Contrary to popular belief, it is still possible to claim compensation following an accident with an uninsured driver. To receive compensation, you will need to get in touch with the Motor Insurers’ Bureau (MIB), a corporate body that was set up to deal with claims against untraced and uninsured drivers.
Making an uninsured driver accident claim through an accident lawyer
Before making a claim through the MIB, you should follow these simple steps:
- Determine whether the driver was uninsured by making enquiries with the motorist themselves or with the Driver and Vehicle Licensing Agency (DVLA).
- Make a formal complaint through the police. If a motorist has refused to provide you with their insurance details, they are committing an offence under the Road Traffic Act.
- Contact your insurance provider to inform them of your accident.
- Contact an accident lawyer to receive advice on your legal rights.
To make a claim, you will need to complete the MIB’s official claim form. On this form, you must outline the circumstances of your accident and provide details of your injuries and financial losses.
Once you have completed and submitted your claim form, the MIB will investigate your allegations. It may contact the police to obtain a copy of the accident report and appoint a claims investigator to assist in taking statements from witnesses.
Following completing its enquiries, the MIB will write to you with a formal decision. If it has decided to award you compensation, you will need to sign and return a form of receipt and discharge. If you do not accept its decision, you will be able to appeal. In this instance, an independent arbitrator will look into your case and make a final and binding decision.
Looking for an injury lawyer in Pen-y-cae?
We do not have a personal injury lawyer in Pen-y-cae working directly for us but this doesn’t matter, we can still help you claim as we are a national injury law firm that covers all areas of the UK. So if you need a personal injury lawyer in Pen-y-cae or anyway make us your first point of call.
To find out more about the process of claiming compensation through the MIB, please call Accident Advice Helpline and speak with our team of trained claims advisors.
If we believe you have a valid claim, we will pass your case onto one of our accident lawyers who will take care of the finer details of your MIB claim.
So for expert legal advice about a possible claim call Accident Advice Helpline today on: 0800 689 0500 from a landline or: 0333 500 0993 from a mobile. We’re here for you when you need a lawyer in Pen-y-cae.
Date Published: 8th February 2014
Author: Jan Newell