Making a personal injury claim with the help of 100% ‘no win, no fee*’ law firm after being involved in an accident that wasn’t your fault? If you might be looking at a fairly substantial pay-out, there will be a very good chance that the insurer that could end up having to pay you damages may well investigate you to make sure that you are not laying your injuries on thicker than they really are.
Most personal injury claim settlements are paid out by the insurer of the negligent party. So, if you were to be injured in a road traffic accident that was not your fault, the company that provided cover to the party that was at fault would most likely have to pay you any compensation you were awarded for the injuries you sustained. For low-level pay-outs, most insurance firms won’t go to the bother of launching a full-scale investigation, but if you’re potentially looking at a tidy sum, you could well be looked at in some detail.
If you haven’t lied about the severity of your injuries, you shouldn’t have anything to worry about even if an insurance firm does decide that it will investigate you. An investigation might involve having somebody follow you to make sure that you are not lying about how your injuries have affected your life. If you and your law firm have claimed that you can barely walk, your case will not be helped if an investigator manages to take a photograph of you enjoying a vigorous game of squash at your local leisure centre, for instance.
It will also be worth bearing in mind that an investigator might take a look at your social media accounts. As a rule of thumb, you should always have your social media account privacy settings high, but it will be worth bearing in mind that content you upload could jeopardise your case. Pictures of you on the golf course or boasts of how you’re going to win thousands of pounds despite barely being hurt at all will do your case no good at all.
Do the right thing
Obviously, attempting to exaggerate your injuries with a view to maximising your compensation could get you into a lot of bother and is highly inadvisable. Nevertheless, it is important that you realise that you might be investigated in this manner. If you’d like to learn more about the techniques insurance firms use to investigate claimants, call Accident Advice Helpline today.
Looking for a law firm in East Hertfordshire?
Although Accident Advice Helpline do not have access to a local law firm in East Hertfordshire they can still represent you and your claim. This is because they are a national firm that works across the whole of the UK. So if you are searching for a law firm in East Hertfordshire or elsewhere look no further than this expert service.
Call Accident Advice Helpline free on 0800 689 0500 from a landline or 0333 500 0993 from a mobile phone for free, no obligation advice about making a claim for compensation.
Date Published: 26th July 2014
Author: David Brown