Many whiplash injury compensation pay-outs are made without the victim undergoing independent medical tests ordered by a court or an accused negligent party. This has resulted in a system that is ripe for fraudsters and chancers who want to try their luck at squeezing as much money out of insurers as possible. Many people believe they will be in line of a pretty decent sum if they can persuade their GP to diagnose them with a whiplash injury after being involved in an accident that was not their fault.
The government has long been making noises about tightening up regulation of the personal injury industry to make it harder for people to make spurious claims, but it will be worth bearing in mind that some of the insurance companies that have to pay out for these types of claims will investigate the circumstances surrounding them. If the injuries a claimant says he or she sustained sound too fanciful for the type of accident they were involved in, the incident might be looked at a little more closely, regardless of whether a 100% no win, no fee law firm is involved or not.
Whiplash claim fraud costs every honest motorist who has any type of vehicle insurance. The money that the insurance industry has to pay out to fraudsters has to be recovered from somewhere, and unfortunately for the majority, its law-abiding drivers who have to pay. However, the cover providers who are faced with this problem are left with a very difficult decision to make. As the severity of whiplash injuries can be very difficult to quantify, it can in some cases work out cheaper for them not to contest claims that are brought.
Nevertheless, it is likely that some type of reform will be likely in the short to medium-term. In the 2010/2011 tax year, well over 550,000 individual whiplash injury claims were made. You won’t need to be a mathematician to work out what this would cost the insurance industry if only a minority of these cases ended up walking away with a pay-out of a few thousand pounds.
Looking for a law firm in Dorset?
If you’ve genuinely suffered a whiplash injury in a road traffic accident that was not your fault, you would be well advised to get in touch with a reputable 100% no win, no fee law firm such as Accident Advice Helpline if you want to pursue a compensation claim. You can call the company right now free on 0800 689 0500 or 0333 500 0993 from a mobile phone for free, no obligation advice about making a claim for compensation.
Although Accident Advice Helpline do not have access to a local law firm in Dorset they can still represent you and your claim. This is because they are a national firm that works across the whole of the UK. So if you are searching for a law firm in Dorset or anywhere else look no further than this expert service.
Date Published: 26th July 2014
Author: David Brown