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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Insurance payouts


    When it comes to insurance payouts for personal injury compensation, your best bet is to launch your claim via the 100% no-win, no-fee service that we provide here at Accident Advice Helpline. Being one of the first personal injury claim solicitors to offer a no-win, no-fee service when we first started trading back in the year 2000, over the past 16 years we’ve worked our way up to become one of the of UK public’s favourite compensation claim companies. We have a team of experienced personal injury lawyers and advisors who are on hand to help with all your queries, and when it comes to insurance payouts, we have a great track record of success.

    Are you eligible to make a personal injury claim?

    The law says that if you’ve been hurt and someone else is to blame, that you should be compensated. It doesn’t matter who it is that is to blame; it could be your employer, it could be your local council authority, or it could be a trader who left a ladder in the way that you then tripped over. If someone else is responsible for your injury you are entitled to be compensated. Not everybody realises it, but you are entitled to compensation even if the injuries you have suffered are relatively minor.

    For example, if you sprained your ankle after tripping on damaged pavement, you could still make a personal injury claim. The only criteria for making a claim is that you must have sought medical attention for your injuries. In this instance, the local council could be to blame for your accident, and they could be ordered to pay you personal injury compensation. No matter who is to blame for your accident, you are eligible to make a personal injury claim if somebody else has been negligent and you have suffered as a result.

    Insurance payouts for personal injuries

    Insurance payouts are made to people who have had their cars damaged or who have had property and possessions damaged or stolen. So why shouldn’t you be given an insurance payout if you’ve been injured through no fault of your own? The answer is of course that you should, and that’s exactly why companies like us here at Accident Advice Helpline are in business – to help you secure what you are owed. Compensation for personal injury claims can involve substantial sums of money.

    The best way to get an idea of how much money your injury could be worth in terms of financial compensation is to take the Accident Advice Helpline 30-second test which you will find on our website. By simply answering four basic questions relating to your injury, you can not only validate your claim in theory, but also establish how much compensation you could be awarded. Anyone can take this test, even before they’ve launched their claim. It costs nothing to do so and doesn’t obligate you in any way to proceed if you do not want to. It’s worth bearing in mind that this will only ever give you a rough guide as to what you may be able to claim. When we work out your settlement, we will take into account a number of different factors, and all insurance payouts for personal injuries are handled on an individual basis.

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    Accident Advice Helpline and the three prerequisites

    When it comes to personal injury compensation there are three prerequisites that need to be observed in order to validate any potential claim. These prerequisites are:

    • Someone other than the injury victim must be to blame for the accident/incident that caused the injury
    • The injury victim must have received medical treatment for the injury
    • The injury must have happened within the three years immediately preceding the date of claim

    If all three prerequisites are covered, we here at Accident Advice Helpline can help you to launch and process a claim for personal injury compensation. If you’re unable to answer ‘yes’ to any of these three questions then you will probably be ineligible to claim, but we recommend getting in touch with us anyway after your accident, just to be sure.

    Will you lose your job after making a personal injury claim?

    People have avoided making claims in the past as they have worried that insurance payouts could mean they end up losing their job. You can’t be fired for making a personal injury claim, which means that you have nothing to lose by proceeding with a claim. In fact, if your claim is successful, your employer’s insurer (by law, they must have liability insurance in place) will pay out, so your employer won’t even have to pay you directly out of their own pocket. If your employer has been negligent and this has led to your accident then you deserve to be compensated and there is no need to waste time worrying about what could happen in the future. You could be compensated not only for your injuries but also for your loss of earnings, if you have taken time off work to recover after your accident.

    How to make a claim

    If you’d like to chat to a member of our customer support team about any aspect of your potential claim, you can call via our free helpline from any UK landline by dialling 0800 689 0500. Alternatively, you can use a mobile. You need to phone a different number, which is 0333 500 0993. When you call us, there is no obligation to proceed with a claim at any point. Don’t forget that there is a three-year time limit in place to make a personal injury claim, and if you wait around for too long, the opportunity to claim the compensation you’re entitled to could pass you by. Our expert personal injury advisors are on hand to offer confidential advice and we can answer any questions you have about the claims process. You have nothing to lose by getting in touch with us, so why not set the wheels in motion by calling us today?

    Date Published: 5th May 2014

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.