Injury Solicitors in Hope Valley
When a person makes an injury claim there is quite often an insurance company involved. The main insurances that could be involved when using an injury solicitor in Hope Valley are:
All road users in the UK must have valid and current motor insurance. As long as the person who causes the accident is abiding by the laws of the road their insurance company will pay the damages, and in the majority of cases also cover any legal expenses you have incurred with injury solicitors in Hope Valley. If someone who is uninsured causes an accident, then the Motor Insurers Bureau (MIB) will handle the claim. The MIB is a special body set up for people who are the victim of uninsured loss, and all insurers in the UK have to pay into it every year. The size of the payment is dependent on the turnover of the business.
Public liability Insurance
Public liability insurance covers businesses against accidents that hurt members of the general public, whilst the business is undertaking its duties. If someone were to hurt him or herself in a shop, theme park, or office, it would be the public liability insurance that would deal with the claim. As with motoring and car insurance, any business that the public has access to has to have public liability insurance. Your injury solicitors in Hope Valley would then deal with the insurance company on your behalf.
Product Liability insurance
This is for manufacturers, importers, producers and anyone else that supplies products to consumers. It covers any claims made due to a product being faulty.
Professional Indemnity insurance
This insurance is used when a business makes a mistake when they are carrying out their normal duties for their customers.
Employers Liability insurance
Employers have a legal duty to protect the health and safety of their employees while in the workplace, and to have employers liability insurance with a minimum cover of £5,000,000, although most insurance companies have an entry level of £10,000,000.
Accident Advice Helpline is here to help
Dealing with the solicitors who work for these companies can be a daunting prospect. Their legal team’s job is to keep how much they pay out to a minimum, and there can also be lots of confusing and complex forms. At Accident Advice Helpline none of this is a problem. Our solicitors deal with the insurance companies and other professional bodies all the time, and will ensure that your claim is handled simply and efficiently, maximising the amount of compensation you receive. Call our helpline on 0800 180 4123 and talk to one of our advisors, or go to our website and take our simple 30-second test.
Date Published: 13th January 2014
Author: David Brown