Health insurance v car insurance – injury lawyers West Wales
When you have had a serious road accident and sustained an injury, it can be difficult to work out how to get compensation for your injuries and the damage to your vehicle. If the accident was your fault then you are looking at paying out on your own insurance either way, but if the accident was caused by someone else you may have a choice as to how you file your claim and with who.
Remember that you may be able to claim compensation from the other party as well if you have sustained serious injuries, so look into this option as well. Here are some ways to decide between whether to file your claim through your health insurance or car insurance after a road accident.
- Get treated first. Either way, you will need to get and pay for your treatment so that you are in a good physical condition as you deal with your claim. It can also be helpful to get all of the treatment you need before you think about who you are claiming through, so that you have an idea of any medical costs, or the costs of help around the house, lost wages etc.
- Find out what your health insurance/car insurance covers. The best way to find out what insurance you will be claiming from is to work out whether you are covered on either policy for your accident. If you are covered on both then you will have to make a decision, but you may find that you are only covered on one policy, in which case your choice will be simple.
- Find out if you can claim on both. In some cases you may be able to claim a certain amount back from your car insurance provider, and when this runs out you can claim the rest on health insurance. It is worth speaking to your providers to ascertain this.
Claiming compensation through injury lawyers West Wales
If you have sustained serious injuries after a road accident which was not your fault, you may be able to claim compensation using injury lawyers West Wales.
The best way to find injury lawyers West Wales who can help you is to call Accident Advice Helpline on 0800 689 0500, or 0333 500 0993 from a mobile.
Accident Advice Helpline has over 10 years’ experience in the field of personal injury compensation claims, and works with a team of dedicated and experienced injury lawyers West Wales who can process your claim on your behalf. The lawyers will work on a 100% no win no fee basis, to get you the compensation you deserve, and you shouldn’t even have to go to court.
The team can also point you in the direction of the 30 second test on the website, which will tell you how much compensation you are likely to receive.
Date Published: 26th November 2013
Author: David Brown