How to file a car insurance claim – injury lawyers in Wallingford
If you have had a road accident, whether it was your fault or not, you will need to file a car insurance claim to pay for any damage to your vehicle. Bear in mind that filing a car insurance claim takes off your no claims bonus, which will save you a considerable amount of money as it builds up, so if your accident was minor and you want to pay for the damage out of your own pocket, you may not need to file a claim. If you cannot pay for the damages on your own, or if you were at fault and need to pay for the damage to the other person’s vehicle as well, then here are some tips on making your claim
Look at your insurance policy
Read through your policy to familiarise yourself with all of the details of your policy. This will help you to understand what you can get from your insurance, and what your insurance company’s responsibility is after your accident.
Give your insurance company full details
Your insurer will need to know all of the details of the accident, as well as insurance and personal details of the other driver. This information you should have taken at the scene, but if you don’t know everything you need then you should contact the other driver to find out. Write down all of the details of the accident as well, so that you can give your insurer a full run down.
Use a certified mechanic
You are more likely to be able to claim back for any repairs to your vehicle if you use an official, certified mechanic to carry out repairs and are able to provide receipts and estimates to the insurance company.
Research repair shops online before you go to one, so that you can be sure of choosing a good shop which will not inflate the price – as you may not be able to get the full cost of repair back on your insurance.
Claiming compensation through injury lawyers in Wallingford
If you have been injured in a car accident which was not your fault then you may be able to claim compensation from the other party using injury lawyers in Wallingford.
It is best to use injury lawyers for any compensation claim, as they know the law better than you and are able to process the claim on your behalf.
You are more likely to get everything that you are entitled to if you use the right injury lawyers in Wallingford, so speak to Accident Advice Helpline on 0800 689 0500, or 0333 500 0993 from a mobile.
Accident Advice Helpline has over 10 years’ experience in the field of personal injury compensation claims, and will be able to give you the advice you need, as well as providing you with dedicated and experienced injury lawyers in Wallingford to process your claim on a 100% no win no fee* basis.
Date Published: 25th November 2013
Author: David Brown