Injury lawyers in Powfoot
Powfoot is situated on the coast of southwest Scotland. Only around 11 miles or 15 minutes from Gretna, 5 miles or 8 minutes from Comlongon Castle and 11 miles or 20 minutes from Caerlaverock Castle (making it an ideal wedding base, sparkling wine is provided for honeymooners.)
Lets hope all the weddings are happy and uneventful, that no accidents happen to anyone while in the area, or while travelling from all parts of the country. If accidents do happen, and someone causes other people to be injured, the injured parties may want to make personal injury compensation claims, and they may want to use injury lawyers in Powfoot.
Third party insurance cover
Many of the accident claim injury lawyers in Powfoot deal with have an insurance company involved somewhere. The majority of policies include what is called third party cover. This is the portion of the premium that pays for the eventuality of someone making a personal injury claim against you, if you have caused an accident in which they were injured.
Often, victims put off making a claim because of the financial effect on the guilty party. They don’t want to sue their boss for damages because they think it might cause the business to cease trading, or they wont sue their doctor because of the amount they think he will have to find. But it is very rare that there is not insurance to cover the compensation and any related costs, some of the policies being a legal requirement, and others by choice of the insured.
The legal requirements
The two main insurances that are a legal requirement are employers liability and motor insurance.
- Motor insurance – It is illegal to ride or drive any sort of motorised vehicle on roads in the UK without at least having third party insurance. If the guilty party turns out to be uninsured, the claim would be referred to the Motor Insurers Bureau (MIB). This is an organisation, funded by all insurance companies that offer motor insurance, which pays the compensation claims for innocent victims of accidents where there is a lack of cover.
- Employer’s liability insurance – Most employers are legally required to have this insurance. There are a few exceptions, such as government departments, but generally employers will all be covered by a policy if an employee is injured in an accident at work.
Injury lawyers in Powfoot will deal with the insurance companies
Other types of insurance include product liability, professional indemnity and public liability. So most situations, one way or another are covered. Insurance companies are just not that easy to deal with for the uninitiated. Here at Accident Advice Helpline, we deal with them all the time, its no problem for us to sort your claim with them.
Accident Advice Helpline solicitors are used to dealing with insurance companies, know how to complete their paperwork and answer their awkward questions. They have the experience and knowledge needed to make the whole process easy for you. They will give you as little hassle as possible while ensuring that every aspect of your claim is examined to maximise your compensation.
Contact our helpline on 0800 180 4123, and let us take it from there.