Don’t ‘dis’ my whiplash claim
Whiplash claims are controversial and the battle line is drawn between the victim, his/her legal representative and the defendant – almost without exception the ‘insurance industry’. The debate around whiplash has an accusatory tone and has generated attention-grabbing headlines.
All the media-hysteria encourages readers to whip a copy of the red-tops off the news-stands to liven up their morning commute by train, but how accurate is this kind of reporting and what damage does it do to the reputation of bona-fide claimants?
In recent years the steady climb in the volume of claims has caused the motor insurance industry to reel from the eye-watering numbers paid out in compensation and had its effect on motor insurance premiums too.
‘Cash for crash’
The number of cases soared when the ‘cash for crash’ scam reached its peak in 2009. This scam was operated by fraudsters who would orchestrate an accident scenario, often a rear-end shunt with the target vehicle. Because the driver of the vehicle following is automatically culpable in law, he is forced into the defendant’s position for the subsequent fake injury claim. The scammers would also generate side-on shunts and variations and make claims not only for physical injury but also for damage to the vehicle. This scam was lucrative because whiplash and soft tissue injury can be hard to diagnose; most do not show up on x-ray. It is generally accepted these days that medical examinations for whiplash in particular need to be more rigorous.
In 2013 the government acted accordingly with changes to the injury claim process to help to deter false claims. Recently the media has revealed that up to 60 people have been convicted of various motor insurance frauds, including false whiplash claims and defrauding insurance companies by overstating the value of damaged vehicles.
Although whiplash injuries account for 87% of all road traffic accident (RTA) claims, it is important not to ‘disrespect’ the genuine whiplash claim. The genuine claimant has a problem. His probability is harder to establish, especially since whiplash injury can happen at relatively low speeds, when ‘common sense’ dictates that such pain and inconvenience could not possibly be caused by such a low-velocity impact, but it can and the problem is further compounded by the fact that many whiplash victims are embarrassed about their condition and fail to seek ongoing treatment after the initial diagnosis in A&E. As a result, they risk developing chronic conditions which could persist for years.
Seek expert advice from Accident Advice Helpline
It’s important to obtain expert advice from injury lawyers in Kennford or a specialist service like Accident Advice Helpline, for your whiplash or soft-tissue injury claim. This extremely painful condition can result not only from RTAs, but from bike accidents, or falling off a horse.
Although we do not have injury lawyers in Kennford we can still represent you and your claim. This is because we are a national firm that works across the whole of the UK. So if you need injury lawyers in Kennford look no further than our expert service.
Accident Advice Helpline is your one-stop resource for information about injury claims. If the accident was not your fault, you have suffered injuries and received medical attention, then you could be entitled to claim. Speak to one of our advisors from your land line on 0800 689 0500 or from your mobile on 0333 500 0993 and ask them how you find injury lawyers to represent you to win the compensation award which is rightfully yours. Do it now.
Date Published: 19th November 2013
Author: David Brown