Most of us go to work each day with little thought for our own personal safety – we simply go to do our job and then come home at the end of the day. Your employer is actually responsible for your safety whilst you’re at work, and health and safety regulations are in place to help keep you safe at work. If your employer breaches these regulations then you could be injured as a result, and if this happens then you might find yourself in line to make a claim for personal injury compensation.
Whether you have been working for your employer for a few weeks or several years doesn’t matter – you could still claim compensation if you’ve been injured as a result of their negligent behaviour. But what happens when it comes to making an injury claim without a National Insurance number?
Why don’t you have a National Insurance number?
The good news is that making an injury claim without a National Insurance number should still be possible. After all, your employer has been negligent and caused your injuries as a result. They may have failed to maintain machinery or equipment to a safe standard, provided inadequate lighting at work, left trip hazards lying around or not provided you with the training you needed to carry out your job safely.
According to statistics published in The Guardian, 185,000 people entered the UK to work from June 2010 to June 2011. More recent statistics show that 630,000 people moved to the UK from abroad in 2015, although not all of these people will be applying to work in the country. Anybody who has recently moved to the UK and is eligible to work will need to apply for a National Insurance number. In some cases this number will already be printed on your biometric residence permit (BRP) but if it isn’t and you have not already applied for one, then you are still eligible to claim compensation if you are injured at work. Having a National Insurance number means that the government can ensure you’re registered to pay the right amount of tax and national insurance.
If your employer has hired you without checking you have a National Insurance number then they could be in trouble for doing so. However, this really shouldn’t be your concern – if your employer has taken health and safety risks that have led to you being injured in an accident at work, you should be entitled to claim compensation, whether you currently have a National Insurance number or not.
Most common workplace accidents
No matter what type of job you do, there is the potential to be injured in an accident at work. Whilst some industries are more dangerous than others, you could be injured whilst working in almost any type of environment. Figures from the HSE show that the most dangerous industries are agriculture, construction, goods transportation and manufacturing, with 33 people killed working on farms in the UK in 2014/15. Slips, trips and falls are the most common type of workplace accidents, accounting for almost four out of 10 injuries at work.
Manual handling, sitting for long periods and handling harmful substances are also common causes of accidents at workplaces in the UK. You could be injured after tripping over trailing cables in an office, or hurt by objects falling from height from a conveyor belt in a factory. Your injuries could even be caused by faulty equipment or machinery that your employer has failed to maintain, or faulty vehicles that are not fit for purpose. In 2015/16, an estimated 4.5 million working days were lost due to minor injuries sustained at work.
Negligent employers and the law
Health and safety regulations, such as the Health and Safety at Work Act 1974 and the Personal Protective Equipment at Work Regulations 1992 are put in place to protect employees whilst they carry out their jobs. It’s up to employers to ensure that these regulations are adhered to, and that means making sure that staff are aware of the regulations and their responsibilities. Employers should be carrying out regular risk assessments, checking that workplaces, machinery and equipment are safe and that staff know how to carry out their duties safely.
A negligent employer could cause an accident if they don’t take health and safety seriously. But the good news is that making an injury claim without a National Insurance number should still be possible, so you shouldn’t let this hold you back if you have been injured and you think your employer could have done more to prevent your accident from happening.
How much compensation could you get?
If you’ve been injured in an accident that wasn’t your fault at work and you are considering claiming personal injury compensation, or even making an injury claim without a National Insurance number, you probably want to know how much compensation you could be entitled to. There is no ‘one size fits all’ answer, as all claims are handled by Accident Advice Helpline on an individual basis, which means that we work out a settlement for each claim taking into account a number of different factors. Generally speaking though, the more serious your injuries and their impact on your life, the more compensation you could be entitled to.
It’s possible to claim for even minor injuries such as a sprained ankle or wrist, provided you sought medical attention after your accident. You could get an idea of how much compensation you could be entitled to by taking the 30-second test here on our website right now. The actual amount you’ll receive will include compensation for general damages (your injuries, pain and suffering) and for special damages, which includes financial losses such as loss of earnings and the cost of medical treatment.
Contact us today for an injury claim without a National Insurance number
The best way to find out if you can make an injury claim without a National Insurance number, or a claim even if you do have an NI number, is to pick up the phone and call Accident Advice Helpline on 0800 689 0500 (or call 0333 500 0993 from a mobile) today. Our personal injury lawyers provide a 100% no-win, no-fee service, so claiming is affordable even if you’re in financial difficulties after your accident.
Date Published: 28th October 2013
Author: Louise Thacker