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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Injury Claim in Ribble Vale

    Quite often, when innocent victims make a personal injury claim in Ribble Vale, it is an insurance company that settles the claim. Most events are covered by some sort of insurance, and we all pay for this as part of the premiums they collect from us every year.

    There are not many things you cannot insure these days, as long as you are prepared to pay whatever premium they require, but there are five main one that are involved in personal injury claims.

    Motor insurance for your personal injury claim in Ribble Vale

    It is illegal to be on UK roads without some form of motor insurance. Even the most basic of these, third party, pays damage if you cause an accident, and pays for compensation if you caused someone to be injured through no fault of their own.

    Employers liability insurance for your personal injury claim in Ribble Vale

    All employers in the UK have a legal duty to protect the health and safety of their employees while they are at work. If they fail in this duty and you are injured in an accident at work, it is this insurance that would settle the claim. The main exception to this is if you work for a government department or agency, as they are exempt from the need for insurance and settle claims out of their own funds.

    Public liability insurance for your personal injury claim in Ribble Vale

    Anywhere the public venture should have this insurance. It does not have to be someone where thousands of people go, it could be an office they the public just go to occasionally, they still need to be covered in case someone is injured through no fault of their own.

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    Professional indemnity insurance for your personal injury claim

    The medical profession use this type of insurance, in case they make a mistake that causes someone a problem, and they have a claim made against them. Most of our medical professional are very highly trained, but they are human and sometimes an error occurs. Unless they are employed by the NHS, it would be this insurance that settles your medical negligence claim.

    Product liability insurance for your personal injury claim

    Makers and importers have a duty to ensure the goods they supply to consumers are safe. If they fail in this duty and someone is injured because of a faulty product they have supplied, it would be this insurance that settled the claim

    Accident Advice Helpline for your personal injury claim

    Some people steer clear of making a claim because of the prospect of having to deal with these large companies, but for us it is not a problem. We deal with them every day of the week, and if you make your claim with Accident Advice Helpline, you will not be dealing with them at all.

    Call our freephone helpline on 0800 689 0500 or 0333 500 0993 from a mobile phone for free, no obligation advice about making a claim. to find out more about our ‘no win, no fee’ services, and how we can help you with your personal injury compensation claim.

    Date Published: 31st October 2014

    Author: matthew

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.