An insurance company will probably settle your compensation injury claim in Plumpton
Insurance companies settle most personal injury compensation claims. Insurance is available for the majority of situations, and the policies generally include third party insurance of some sort in case you have an injury claim in Plumpton made against you. These days, even most household policies include this cover.
Which insurance will cover your injury claim in Plumpton?
This will depend on what type of accident your injuries were caused in. If the accident was not your fault, the injuries needed medical attention and the accident happened within the last three years, then you have a valid claim to make against one of the following:
- Motor insurance provider;
- Employer’s liability insurance provider;
- Public liability insurance provider;
- Product liability insurance provider; or
- Professional indemnity insurance provider.
What happens if your accident was a road traffic accident and the other party was not insured?
If you are involved in a road traffic accident and the other driver was not insured, which is illegal in the UK, or in the case of a hit and run, where the other driver was untraceable, your claim would be referred to the Motor Insurers’ Bureau (MIB). They exist to handle claims making sure an injured party does not lose out because of the lack of insurance.
Any company that offers motor insurance has to be a member of the MIB and pay them an annual levy. It is this levy that pays the compensation awards. The companies also have to supply the MIB with details of every vehicle they insure. This is fed into a central database which holds the information for all insured vehicles in the UK.
What happens if your injury was not an accident, but caused on purpose as an act of violence?
In this situation, your claim would be made to the Criminal Injury Compensation Authority (CICA) to see if your injury claim in Plumpton is eligible for a payment from the Criminal Injury Compensation Scheme, which the CICA administers. The main difference to other injuries is the time limit, which in the majority of cases is two years, not three.
How do you deal with these large organisations?
If you are sensible, you won’t even try. Their forms are complex, their questions awkward and they will not make it easy for you to make your injury claim in Plumpton. In fact, the opposite. The insurance companies want to pay out as little as possible – at the end of the day, they need to keep their shareholders happy. Their legal teams, only doing their job, will try to minimise your claim as much as they can.
At Accident Advice Helpline, we will be maximising your claim as much as we can
Our solicitors are experts in dealing with these organisations, have no qualms about sorting them out and making sure you get a fair deal for your suffering. Our helpline is open 24 hours a day, seven days a week. Call one of our advisors on our freephone number, 0800 689 0500, to find out how to move forward with your claim. After having a chat with them, you will be under no obligation to proceed unless you want to.
Date Published: 9th September 2013
Author: David Brown