Product liability insurance is meant to cover makers and importers if one of their products, sold or given free of charge, to consumers causes harm, and the victim makes a personal injury claim in North West Leicestershire against them. Anyone that designs, makes imports and supplies a physical product to consumers should have this type of insurance.
What product liability will pay for if a personal injury claim in North West Leicestershire is made
Goods for consumers should be safe and not cause them harm, but if you do have to make a personal injury claim in North West Leicestershire because of a defect on a product, it will pay you for:
- Personal injuries caused by a defective product
- Loss of or damage to your property caused by a defective product
You do not have to have purchased the product yourself, it could have been a free gift, or a gift someone bought for you. If it causes you injuries, it does not matter how you came to be in possession of it.
Products that have been tampered with
If a product has been tampered with or altered in any way, the responsibility moves away from the makers and suppliers.
If you have had something customised, or maybe repaired, the responsibility then lies with the person that has carried out the work, and it would be them you would make a personal injury claim in North West Leicestershire against.
This often happens with cars, where drivers want what they consider to be better looking wheels or tyres, or they fit body kits to them. This will invalidate any personal injury claim against the makers, and they should be aware of this before they make the changes.
Claiming compensation for a faulty product that caused harm
If you think you have a case to make a compensation claim because of a faulty product, get in touch with Accident Advice Helpline to find out for sure.
Our friendly advisers will gladly discuss your accident and injuries with you, and provide you with answers to all your questions about your situation. They want you to decide for yourself if you want to make a claim, so will give you all the information you need to decide. Their advice is not charged for, has no obligation and they will not put you under any pressure either way – the decision has to be yours alone.
You can get an estimate of how much your compensation could be by completing the 30-second test on our website, and if you are still not sure because of the financing of your claim, worry no more. We use the ‘no win, no fee*’ agreement, which means you do not have to find any money to start you claim, and we will not present you with bills for legal fees if your claim is lost. Call free on 0800 689 0500 or 0333 500 0993 from a mobile phone.
Date Published: 28th October 2014