Most of the time when innocent victims make a personal injury claim in Leeds, or anywhere else in the UK, it is an insurance company that settles the claim. You can insure almost anything these days, if you are prepared to pay the premium they ask for. That are not many policies that do not include cover in case a claim is made against you, we all pay for it in most types of insurance we buy.
Motor insurance for protection against a personal injury claim in Leeds
It is illegal to be on UK road in a motorised vehicle, without insurance. The minimum cover you are allowed is third party, and this just covers the other driver’s vehicle and pays the compensation if you cause them to be injured in an accident.
Public liability insurance for protection against a personal injury claim in Leeds
Pound for pound, this is usually the cheapest insurance for the most cover. Anywhere that the public ever go, even if it only once in a blue moon a member of the public is in a particular place, has to have this insurance is case someone is injured in an accident that was not their own fault and makes a compensation claim. This insurance usually gives unlimited cover.
Employers liability insurance for protection against a personal injury claim in Leeds
Unless they are a publically funded organisation, such as government departments and agencies, it is a legal requirement for employers to have this insurance. This settles claims made by employees who are injured in an accident at work that was not their own fault.
Product liability insurance for protection against a personal injury claim
Makers and importers of goods for consumers have to make sure they are safe, and failure to do so can result in a personal injury claim if someone is injured by a defective product. This is the insurance that would settle these claims.Open Claim Calculator
Professional indemnity insurance for protection against a personal injury claim
This is used by hundreds of different professions but, in relation to personal injury claims, the main profession to use it is the medical profession. Although it is not law that they need this, wise medical practitioners buy this insurance in case a claim is made against them for medical negligence.
We will deal with the insurance companies to make your personal injury claim
Some victims find it a bit daunting, the prospect of dealing with these huge organisations. But at Accident Advice Helpline it is part of the job, and our solicitors and lawyers do it every day. For over 14 years we have been submitting successful claims to them, and we understand how they work and what they are looking for in a genuine claim. They have legal teams who examine every claim closely to make sure they are not paying out more than they should, and our legal team also look at every claim very closely to make sure you get every penny in compensation that you deserve.