Thinking of making an injury claim in Ammanford?
If you have been injured in an accident and can prove that it was not your fault, you should be thinking about making an injury claim in Ammanford, if that is where you live. we at Accident Advice Helpline can help and advise you.
Usually when a personal injury claim is made, Accident Advice Helpline deals with an insurance company for settlement of the claim. Anything can be insured if you are prepared to pay the premiums, but there are five main ones that cover most types of a personal injury claim in Ammanford.
Employer’s liability will settle a personal injury claim in Ammanford for an accident at work
All UK employers have a legal duty to protect the health and safety of their employees while they are at work, and failing to do this leaves them responsible if the employee makes a personal injury claim in Ammanford. There are many laws they have to comply with and one of them is the need for employers liability insurance with a minimum cover of at least 5 million pounds. Failure to have this insurance can result in them being fined £2500 for each day they are without it.
Professional indemnity insurance will settle a medical negligence claim
We all trust medical professionals. We have to, as they know far more about our bodies than we do. But sometimes they get it wrong and in these situations, a claim against them is settled by their professional indemnity insurance. There is no legal requirement for them to have this cover, but the General Medical Council will insist on it as part of allowing them to be a member and other professional bodies highly recommend it.
Motor insurance will settle a road traffic accident claim
It is a legal requirement to have insurance if you are in charge of a motor vehicle on UK roads. It is this that settles claims for road traffic accidents, but should there be a lack of insurance for some reason, your claim would be sent to the Motor Insurers Bureau, who settle such claims.
Product liability insurance settles claims for faulty goods that have caused someone harm
Manufacturers, producers and importers have a legal responsibility to ensure that the goods they sell to the public will not injure anyone. Most of them take this very seriously and do all they can to make sure their products are safe. But should someone be harmed because of a defective product, it would be this insurance that settles the claim.
Public liability insurance settles claims for victims of accidents in public places
There are not many places that do not need this type of insurance, because if a member of the public goes there, they have to be covered. This means businesses of every type need one of these policies, which give limitless cover and are the cheapest of the insurances discussed to buy.
Contact us at Accident Advice Helpline for help to make a claim
Call us at Accident Advice Helpline now and get help and advice about your potential claim. Call us free on 0800 689 0500, or from mobiles call 0333 500 0993.
Why not contact us now?
Date Published: 5th October 2014