Just how much compensation settlement can you expect for whiplash injury?
Britain has been called the “whiplash capital of Europe” with more claims being made for it than for any other traffic accident injury.
If you look online for false whiplash claims, you will find lots of instances of these. This is just one example: in July 2013 it was reported by the Mail that a doctor charged a patient £250 for an 18-minute examination on an undercover reporter, and even though he said he had no pain, he was diagnosed with a whiplash injury. The doctor produced a medical report stating that the man was suffering from a moderate whiplash injury for which he could have been awarded between £2,800 and £5,150. How much compensation can you get for whiplash? It depends on the severity of your injury.
Between 2005 an 2010, road traffic accidents fell by 23%, but the number of whiplash injury claims rose by 70 per cent. This cost the insurance companies an estimated £2 billion a year. They, of course, passed on this cost to the drivers, whose premiums increased by around £90 a year. Since the government introduced tighter rules for whiplash injury claims on 1st April 2013, premiums have fallen according to the AA, which is good news for motorists.
How much compensation settlement can you expect for whiplash?
How much compensation settlement can you expect for whiplash if it is genuine? If the injury is minor and the pain and stiffness in the neck go away in a matter of weeks or months, you can expect to receive between £875 and £2,800. If you are expected to recover fully within two years then you could expect to receive between £2,850 and £5,150. However, in a few cases whiplash injuries are severe, and they can cause anxiety and depression, and may never go away completely. For chronic whiplash, sufferers could receive between £5,150 and £16,400.
What can compensation cover?
Compensation can cover loss of earnings, medical treatment (such as acupuncture for pain relief if you have chronic whiplash, for example) and the costs you incur which you would not have had if you had not been injured. In the case of chronic whiplash, it can affect your ability to carry out routine tasks and you may ultimately have to retire on the grounds of ill health. When asking ‘how much compensation settlement can you expect for whiplash’ many factors have to be taken into consideration before an answer can be given.
Accident Advice Helpline
To make a personal injury compensation claim, you must file it within three years of your accident and injury, or within three years of being diagnosed with a work-related illness or occupational disease. You will need to be able to prove that the accident was not your fault, but the result of another person’s negligence. Similarly, with a claim for a work-related illness or occupational disease, you will need to prove that it was caused as a result of your employer’s negligence.
If you think you have a case for making a claim, then you could contact us at Accident Advice Helpline for expert legal advice. Call free on one of our numbers, which are: – 0800 689 0500 for landlines and 0333 500 0993 for mobiles. Why not call us now?
Date Published: 27th October 2013
Author: David Brown