On the 6th November, 2014, the Daily Mail reported on the “crash for cash” accidents when people fraudulently claim from insurers for road traffic accidents which have been staged in order to get compensation for injuries such as whiplash. In Greater London it seems that Harrow and Uxbridge are two of the most notorious areas for such claims. The actions of people who stage accidents are highly dangerous for other innocent drivers and it is claimed that they have now become a ‘social problem’ because of their prevalence.
Crimestoppers have outlined what usually happens in and after a “crash for cash” accident: firstly a car slams on its brakes suddenly for no apparent reason so that the car behind it crashes into its rear. The driver of the car in front then insists that the accident was caused by the car behind it. Then he or she gives insurance details to the unfortunate driver, and some weeks later the innocent driver will receive an insurance claim for an exaggerated amount, that is not commensurate with the actual damage done. The amount claimed will cover whiplash injuries, the costs of hiring a car and for the recovery of the damaged car, whether or not this was actually done.
Harrow road traffic accident claim
Insurance companies are now scrutinising all claims to check if they are genuine or not. If you have a genuine Harrow road traffic accident claim to make, but need help, call us at Accident Advice Helpline.
In order to be able to make any personal injury compensation claim, as well as a Harrow road traffic accident claim, you must be able to prove that you were not responsible for the accident in which you were injured. Apart from that, you must also prove that another person was responsible for it, as otherwise there would be no one from whose insurance company you could claim compensation.
You will also need your medical report (you should have had treatment for your injuries as soon as you could after the accident). When you make a Harrow road traffic accident claim, this will be needed to assess how much compensation you could be awarded for your pain and suffering and loss of amenity.
Accident Advice Helpline
For help to file any type of personal injury compensation claim, call us at Accident Advice Helpline. You can call either of our freephone numbers: 0800 689 0500 for calls from landlines, or 0333 500 0993 for calls from mobiles. For expert legal advice, call us, the claims’ experts.
Date Published: 14th December 2014
Author: David Brown