An introduction to common terms found when making car accident claims
If you have been in a Harrow car accident, you may be thinking about claiming compensation. If you have been in an accident that was not your fault, you could be within your rights to seek damages.
Explaining terms used when making a Harrow car accident claim
When researching your options, you may come across a number of terms with which you may be unfamiliar; here, we have rounded up some of the most common terms used when processing car accident compensation claims, so you can have a full understanding of the process:
RTA – this stands for Road Traffic Accident. This can be a Harrow car accident, motorcycle accident, or a collision involving a pedestrian, HGV or bike. In short, any accident that occurs on the road can be referred to as an RTA.
Negligence – as defined by the Oxford Dictionary, negligence is the “breach of a duty of care which results in damage”. Simply put, if a driver is negligent, they have failed to comply with the rules of the road, and by not completing their duty of care have caused an accident. Under UK law, you must be able to prove that the negligence of another driver caused your accident in order for you to be able to claim compensation, so this is one of the most important terms to understand.
Claims management company – a claims management company acts as an intermediary between claimant and law firm, but as they are in effect a middle man, they are unable to actually conduct legal action and make the claim. Accident Advice Helpline is a law firm with a nationwide team of in-house solicitors, meaning we can process your claim without outsourcing or passing you off to someone else.
No win, no fee – a common term to denote a conditional fee agreement, no win, no fee means you don’t have to pay anything upfront to start your claim.
Bereavement compensation – this is a government-outlined fixed fee awarded to certain relatives of a loved one killed in an accident. Under the Fatal Accidents Acts 1976, husbands, wives and civil partners and parents of a child under 18 years of age are eligible to receive a lump sum after losing a loved one in a fatal accident.
Whiplash – this is a common injury that occurs after a car accident. when the head is thrown about violently, the underlying muscles and tendons in the neck are damaged, resulting in pain, swelling and limited mobility as well as a number of other side-effects. Whiplash clams are extremely common after a car accident.
Personal injury lawyer – also called a personal injury solicitor, this is the term to describe the person that will build your case and argue it to recover the maximum amount possible in compensation.
To learn more about these or other legal terms, call 0800 689 0500.
Date Published: 13th June 2014
Author: David Brown