There you are, lovely sunny day, riding your cycle down the road, when the car approaching you seems to be a bit far over. Worried about being hit by it, you move over slightly and there is a huge pothole. Nothing you can do about it, too late, you are off your cycle. The cycle is mangled and you have some aches and pains.
Thankfully the driver stops, and because you are injured and in the middle of the lane causing an obstruction, he calls the police. He also has the forethought to take pictures of the pothole, your bike, and you in a heap on the ground. These pictures could be very useful when you are making free injury claims.
Do your injuries warrant free injury claims?
The police arrive and complete an accident report. It is very important they do this, so make sure they do if you are in any fit state to do so. If you are able, make sure you get the name and address of the driver, he was the only witness after all. The police will probably arrange for an ambulance to get you checked out at the hospital and you may be surprised, with x-rays and tests, just how bad your injuries are.
Where do you go to make free injury claims?
Once you have got over the shock and are sitting at home, you should ring Accident Advice Helpline and talk to us about free injury claims.
Accident Advice Helpline will talk you through what happened, how badly injured you are and how badly damaged your cycle is. As this was what we call a solo event, you being the only person involved in the accident, you are our only concern and we will need to make sure your free injury claims are maximised by claiming for:
- The pain and suffering your injuries are causing
- The anxiety and stress it has caused. After all it could have put you off cycle riding for ever
- The cost of replacing your cycle and any accessories it had
- Loss of earnings
- The taxi fares to get you to and from hospital because you cant drive with a broken leg
The free injury claims will be sent to the authority that should have repaired that pothole.
In most cases, it is the local authority that is responsible for maintaining the roads, repairing potholes and making sure there are no dangerous road surfaces. This is where Accident Advice Helpline would send your claim. The local council will have public liability insurance for such incidents, and it will be the insurance company that pays your compensation to you.
The sooner you speak to Accident Advice Helpline, on our freephone number, 0800 689 0500 (landline) or from your mobile phone on 0333 500 0993, the sooner we can start making your personal injury compensation claim for you. You have three years from the date of the accident to make your claim, although we would advise you do it sooner rather than later.