Exaggerated claims in personal injury


It is no secret that the personal injury claims business is growing: thousands of claims are made each year. Whilst some people choose not to make a claim, the majority who have been injured in an accident that was not their fault seek some sort of compensation. It is their legal right to do this and there is plenty of help available to them from claims providers like Accident Advice Helpline.

Sadly, a dishonest group of claimants have exploited this situation to make fraudulent and exaggerated claims in personal injury. Some possible exaggerations and reasons why they should not be used are given here.

Severity of injury

It is well known that, in general terms, the more serious injuries attract the higher levels of compensation. As a result, some dishonest individuals choose to over-exaggerate their injuries. Insurance companies and the courts are wise to this practice, however, and there are several safeguards in place. If the case comes to court (although very few do), evidence of the injuries is normally examined. Whether the claim comes to court or not, a medical assessment of the injuries will be carried out by a medical expert and a medical assessment report will be produced. It may also be necessary to present evidence of hospital visits in the form of appointment cards and letters, etc.

Length of injury

Some people do not exaggerate the seriousness of the injury, but say that the effects lasted longer than they actually did. This is in an attempt to collect a higher level of compensation. The personal injury lawyer who handles your case will discuss the length of your injury with you. If your injury is not resolving within the expected timeframe, you may be required to have further tests to determine what the medical problem is.

Effect on family finances

The compensation that is awarded in a personal injury claim is not just for the injury itself. It is also for the money that is lost as a result of the injury. This can include:

  • Loss of earnings;
  • Travel to hospital appointments;
  • Car parking;
  • Child care;
  • Household help; and
  • Personal care.

Some people choose to over-exaggerate or even invent these expenses. Your personal injury lawyer may ask you to provide evidence of these expenses in the form of receipts and invoices. People who have made up the expenses obviously will not be able to do that.

Making fraudulent and exaggerated claims in personal injury is a serious matter and insurance companies and personal injury solicitors are on the lookout for them all the time. If you have a genuine claim to make, call us today on 0800 689 0500.

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