Are there many direct claims companies in Manchester?
Statistics show that the number of direct claims in Manchester following accidents is rising. But why is this? Is it a result of TV adverts making people aware of their right to claim, or a sign of the poor economic climate? Does it reflect some kind of decline in society, where every man is out for himself? Or are there actually more accidents occurring than we think? To give a proper answer, we need to look at what type of accidents are increasing.
Why are whiplash accidents rising?
The rise in direct claims in Manchester is due in large part to the increase in the number of reported whiplash injuries. So, why are whiplash injuries rising? If you believe the media, it is simply because there are ridiculous numbers of false claimants out there who are somehow managing to convince doctors that they are injured. But that doesn’t sound entirely plausible, does it?
To understand why whiplash injuries are on the increase, we only have to look at how whiplash injuries occur.
What is the most common cause of whiplash?
Whiplash is the term given to a neck injury that is caused when your head moves rapidly forwards and then backwards, in contrast to your body. In a split second, this causes considerable trauma to your neck and spine, and can cause lifelong injuries. The significant aspect of a whiplash injury is that any collision or impact is generally not anticipated, otherwise you would brace yourself.
Think about what happens in a low speed traffic collision. You are a passenger in a car which is slowing for a red light. You are chatting, not looking in the rear mirrors (why would you — you are a passenger?) and you are relaxed. Then, your car is shunted from behind by a driver who didn’t see the red light.
If this was a high speed collision, your car would protect you. The bumper and crumple zone would absorb the impact, your seatbelt would lock and an airbag would support your head. But in a low speed collision, the bumper doesn’t crumple. Your car lurches forward, and instead of the car absorbing the impact, your body does. Not anticipating the crash, your body is unprepared and relaxed, so you have no time to brace yourself. Your torso is secured by your seatbelt, but there is no airbag to support your head, which takes the full force of the impact, jolting forwards then backwards at high speed. The damage is done to your body, not to the car.
So is this why whiplash direct claims in Manchester are rising?
Yes, it is. Think about it — we have created the perfect storm. Our roads are congested, with more traffic than ever before in large cities like Manchester. All of this traffic is travelling at a low speed, often frustrated and hemmed in.
If you need to make a claim, call Accident Advice Helpline on 0800 689 0500.