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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Cost of accidents at work

    The cost of accidents at work varies, depending on the severity of the injuries and a number of other factors, such as whether the injured employee has had to take time off work as a result of the accident. If you have been injured at work in an accident that was not your fault, you may be able to claim compensation to cover your losses. Your employer should have employers’ liability insurance to cover this.

    How does employers’ liability insurance cover the cost of accidents at work?

    Employers’ liability insurance is compulsory in the UK. Anyone who employs people is required by law to have the cover. It covers employers against compensation claims that are made against them. It also covers the employer for their legal costs.

    Because the cost of accidents at work is covered by employers’ liability insurance, you do not need to worry about whether your employer will be able to cope financially if you make a compensation claim.

    How do I claim compensation following an accident at work?

    To make a compensation claim, your accident should have happened within the past three years. You must also show that your employer was responsible for the accident. This could be because they:

    • Operated an unsafe system of work;
    • Failed to provide you with adequate training;
    • Did not give you the safety equipment necessary for the task in question; or
    • Breached health and safety regulations.

    You can find out whether you are eligible to make a claim by taking our unique 30-second online test on Accident Advice Helpline’s website. Alternatively, there is our helpline that you can call  on 0800 689 0500, or from your mobile on 0333 500 0993, to discuss your accident. The helpline is manned by friendly and professional staff and is open seven days a week.

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    Most claims can be dealt with by telephone, and most claimants do not need to attend court. However, you may need to attend a medical assessment to determine the full nature and severity of your injury.

    The cost of accidents at work includes an amount of compensation to reflect your pain and suffering. It can also include an amount to cover any wages that you lost because you had to take unpaid time of work as a result of your accident, and other out-of-pocket expenses such as increased transport costs or medical fees.

    About Accident Advice Helpline

    Accident Advice Helpline have been helping people to claim compensation to recover the cost of accidents at work for over 15 years. Our patron is UK consumer champion and TV celebrity, Dame Esther Rantzen. We have specialist solicitors, all of whom work on a no-win, no-fee basis, which means that you do not need to worry about unexpected legal bills no matter whether you win or lose your case.

    We look forward to talking to you.

    Date Published: 4th July 2013

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.