Hit and Run Accidents
For many people a car accident (or “road traffic collision” as their official term states) is one of the most stress inducing, frightening and potentially dangerous situations they can find themselves in. However, with the majority of RTCs at least they have the knowledge that the other driver will stop, ensuring safety on both sides and swap insurance details as the law dictates.
Sadly, this is not always the way the event unfolds. In some cases, the other driver simply speeds away leaving the victim of their poor driving to pick up the pieces – both physically, emotionally and financially.
If you have been the victim of a so-called “hit and run” accident, you may find yourself wondering how to recover the costs of your vehicle, your own injuries and any time you may need away from work as you recover from your accident. It may seem as though the situation is hopeless – after all, without a driver, how can you make a compensation claim in Terrington? However, there is a way to make a compensation claim in Terrington against both a hit and run (i.e. an unknown) driver, or one who stays to sort out their mess but who has no insurance. This solution comes from the Motorists Insurance Bureau (“MIB”)
Who are the MIB?
Set up by UK insurers for the specific purpose of helping drivers and pedestrians who have been involved in accidents with motorists who flee the scene or those who are uninsured, the MIB is a not for profit organisation which is funded by all UK insurance companies.
In every insurance premium which is paid, a small amount is paid to the MIB for the purpose of helping drivers to make a compensation claim in Terrington when there is no individual driver to claim responsibility.
The MIB is also responsible for reporting the details of all insured drivers and their policies to the authorities so that in the event a vehicle is stopped, their insurance status can be quickly established.
Coping with a Hit and Run Incident
Although the prospect of being involved in a hit and run accident is a shocking one, in order to make a successful compensation claim in Terrington, there are a few things which you should do in the immediate aftermath of the accident:
- Try to get as much detail about the other vehicle as possible. This could help to identify them.
- Report the incident to the police.
- Seek medical attention – both to give yourself a strong chance of recovery and in order that your injuries are properly recorded.
- Take pictures of the scene for the evidence you may need to support your compensation claim in Terrington.
Making your Compensation Claim in Terrington
Accident Advice Helpline has over 15 years’ experience in supporting people just like you as you seek the compensation you deserve. Claims can be sought on a No Win No Fee* basis and our 30 second test could quickly tell you if your claim is valid. You can give our team a call on 0800 689 0500 to discuss things in more detail.
Date Published: 30th August 2013
Author: David Brown