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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

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    Car insurance rise


    What can cause a car insurance rise?

    Your car insurance premium can rise at any time. This is because insurance providers reassess the risk of you making a claim based on new information. It is important to be mindful of factors that can cause a rise in your premiums.

    Buying a new car will cause a rise in insurance premiums, a little known fact perhaps. This is because a new car has a greater value than an older car and if the car was written off in an accident then the ensuing insurance claim payout would be higher. Therefore, it is important to recognise what effects a new car will have on your insurance premiums. In recent studies it has been found that larger and sturdier models of cars such as vans and trucks will cause a lower increase in premiums as they incur less damage in accidents. However, even some standard cars can cause a significant premium boost; a Honda Civic is popular with younger people who don’t have children and are considered to be more at risk of an accident.

    Another incident that can unexpectedly increase your insurance premiums is receiving a speeding ticket or some type of traffic infringement from the police. What you may not know is that insurance providers will scan for any recent traffic infringements made by policy holders periodically and the effects on your premiums can last for years. As is common knowledge, any traffic accidents will substantially increase your premiums as well.

    FInally, if you change jobs and it increases the time it takes you to drive to work then it may boost your premiums. Peak hour traffic is a high risk time for accidents so the longer that you are commuting, the higher your risk of accident. In addition, if you have a job that requires a lot of driving such as a delivery driver or salesperson then that will also increase the risk to an insurance provider.

    Can I anticipate a car insurance rise?

    A car insurance rise in cost can arise from unexpected changes and can affect future compensation claims against insurers that you can make with Accident Advice Helpline.

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    Accident Advice Helpline can be contacted by calling 0800 689 0500 on landlines or 0333 500 0993 from mobile phones.

    Date Published: 14th June 2014

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.