Car Insurance Injury Claims
Road traffic accidents can happen whilst travelling on any type of road and unfortunately cannot always be avoided if someone else is to blame. Whether commuting to work, driving through a city or travelling across the UK via motorways, you are at risk from being involved in a car crash. If you have been involved in an accident that was not your fault, then car insurance injury claims can be pursued to ensure that you receive compensation for your injuries.
How to make car insurance injury claims
Whilst you can to some extent protect yourself from road traffic accidents by observing the speed limit, understanding the highway code, taking a break if you are tired and never driving under the influence of alcohol, there is no way to control the behaviour of other drivers. If you were involved in an accident caused by another driver, car insurance injury claims exist to protect you – whether you were the driver or passenger at the time of the accident.
Car insurance injury claims can be made with a personal injury solicitor, or alternatively with a compensation provider. Working with a large network of legal partners, the advantage of using a compensation provider such as Accident Advice Helpline is that we are able to match your case to a legal team with specific expertise in your accident type. You will need to be represented by experts in the field of road traffic accidents – a specialism that may not be demonstrated by all solicitors firms.
If you have been involved in an accident, car insurance injury claims can benefit from the following information – collected both at the accident site and following your accident:
- Vehicle registration numbers
- Contact details of the other driver including name, telephone number, insurance provider and insurance number
- Details of any witnesses who will be able to confirm the circumstances surrounding the accident
- Photographs of the accident site and damage to your vehicle
- A doctor’s report detailing your injury type and severity, including any information around treatment, medication and prognosis
- Receipts for expenses including travel to and from appointments, specialist equipment, home modifications and any other financial impacts of your injury
- Loss of earnings – whether short or long term
If you have been severely injured in your road traffic accident, you may have been unable to gather this information at the time of the accident. If this is the case, you need not worry – your health is the number one priority and car insurance injury claims can be made once you have recovered, as long as it is within the required three year time period.
Am I eligible?
Eligibility for personal injury claims is determined by who was to blame, when your accident happened and whether you had any resulting injuries. If you required medical attention, the accident was not your fault and happened within the past three years, you will likely to be eligible, although it is worth checking with a tool such as Accident Advice Helpline’s 30 second test or giving the team a call on 0800 689 0500 or from your mobile on 0333 500 0993.