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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Car crash settlements

    How can car crash settlements be calculated?

    If you are in a car crash and are making a compensation claim then it is important to understand how the value of your settlement is calculated and how the process of settlement works. The settlement value will be made up of two parts and may even have to be separated into two different claims. The first is the settlement for any injuries you received in the car crash and the second is the settlement for the damage that your car received in the accident. This article will predominantly discuss the settlement that concerns injuries.

    The potential settlement value is generally calculated using one of the following methods: the Colossus software program, the method called “Multiple of Specials” or the “per diem” method. The Colossus software or a similar computer software programme is mostly used by large insurance companies when they want to determine the value of a settlement or a car crash that is not a large case or is estimated to be a small to medium value. Depending on the company, the software will be used in different ways and is relied on in some companies more than others. Many companies only use Colossus as a guide for the value of the settlement as it can be difficult to have the software recognise every detail in a case.

    The Multiple of Specials method calculates a settlement value by multiplying the medical costs and income that a victim has lost from a car crash by a “specials” number that is calculated based on other key factors in the case. This method is only usually used in cases where the injuries are minor or are not permanent.

    The last method is the Per Diem method and it calculates the settlement value by determining a per day, week or month value that represents the pain and suffering you received from the accident for the chosen time period. This per diem value is added to the amount of your medical costs and income lost from the car crash. This method takes into account the pain and suffering you receive over a certain period of time that may not have been considered.

    Accident Advice Helpline is one of the largest law firms in the UK and can help you receive car crash settlements.

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    Are you looking for someone to help you receive car crash settlements?

    You can make a claim for a car crash settlement with Accident Advice Helpline by calling or texting us. Just dial 0800 689 0500 from your land line, or 0333 500 0993 from your mobile. Alternatively text ‘claim365’ to 88010.

    Date Published: 1st June 2014

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority with licence number 591058 and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.