Need assistance with uninsured driver car accident claims?
Driving around London can be stressful at the best of times – even when it isn’t during peak commuter rush hours. Due to the high volumes of traffic and drivers who are uncertain of where they are going it’s nothing short of a miracle that more road traffic accidents do not occur on a daily basis. People are continuously chopping and changing lanes either in an effort to get one car in front or because they suddenly discover to their panic that they are about to enter a bus route during forbidden hours.
Being involved in a road traffic accident which was caused by someone else is distressing and stressful at best. However, when you or your passengers have been injured during a road traffic accident it is vitally important that you obtain the details of the at fault driver as this will make it easier for your injury lawyer when you come to pursuing compensation by making a car crash claim in Islington.
Information required for your car crash claim in Islington includes:
- The vehicle registration plate of the other car or vehicle involved.
- It might sound silly, but make a note of the make, model and colour of the vehicle as it is not uncommon for these to not match the licence plates.
- The name and contact details of the driver. Their address, telephone details and or email address should be sufficient.
- Finally and most importantly you must get their insurance details.
If for some reason they are reluctant to provide you with any or all of these details or act in a suspicious manner then you would be well advised to call the police and request that they attend the scene.
It might be that they are driving without insurance – due to the ever increasing costs of car insurance amongst young or new drivers some do chose to risk driving without the appropriate insurance.
Whilst driver error is often the overriding factor in car accidents, other factors can always play a part. Once a police officer is in attendance at the car accident they automatically breathalyse all the drivers involved in the incident and if they suspect that drugs have been used they will drug test drivers also.
Referring your car crash claim in Islington to the MIB
You might imagine that if the at fault driver is uninsured this is the end of your chance to petition for compensation. Well whilst it is certainly inconvenient, your options are not over; there is a governing body called the MIB (Motor Insurance Bureau). Responsible drivers who dutifully pay their vehicle insurance indirectly fund this body as all insurance companies subscribe to the MIB.
It means that when you have a car accident and the at fault driver is uninsured, your injury lawyer can petition the MIB rather than the other insurance company. However, be warned, whilst all hope for a successful car accident claim in Islington is not lost, it might certainly significantly increase the amount of time it takes to settle your claim.
So, there’s not a moment to lose. Ring Accident Advice Helpline right now on 0800 689 0500 or 0333 500 0993 and let us help you to resolve a complicated issue.
Date Published: 27th November 2014
Author: Emma Newman