There have been reports in the media lately about fraudulent gangs making one bogus whiplash claim after another and getting away with thousands of pounds in compensation. So, what exactly is the difference between a bogus whiplash claim and a genuine claim?
A genuine whiplash claim
A genuine whiplash claim is started by someone who has been injured in a road traffic accident that was not their fault. They call a genuine legal firm like Accident Advice Helpline and explain the circumstances of their accident. A genuine and well-established legal firm like Accident Advice Helpline are only interested in helping clients who have a genuine case – they are fully endorsed by TV consumer champion Esther Rantzen.
Accident Advice Helpline will allocate a personal injury lawyer to the injured person’s case and then this legal professional will set about examining the evidence. The injured person will provide some evidence about who was to blame for the accident and about their injury.
They will be able to provide details of the medical treatment that they received for their injuries and will attend an appointment with a medical expert who will prepare a report on their injuries. These reports can be quite lengthy and are a formal document. At the end of the case, the claimant will receive an amount of compensation that is fair for the severity of their injury. A severe and long lasting whiplash injury would be likely to get more money than a mild or moderate whiplash injury.
A bogus whiplash injury
A bogus whiplash injury claim is started by someone who has not, in fact, been injured at all. They may have been involved in an accident but have escaped unhurt. Then they realise that they may be able to get some money and pretend that they are hurt. This is fraud and if they are found to have submitted a bogus whiplash claim they could be in a lot of trouble. It is always important to be completely truthful and accurate about the injuries that you have received. This is a fairly simple form of bogus whiplash claim but others are far more sophisticated.
Some criminal gangs have been known to stage accidents – the collision between two vehicles is not an accident at all and has all been planned for some time. Several people may make a bogus whiplash claim following this type of accident and a lot of money can be paid in compensation. Many road traffic accident whiplash claims are paid out of motor insurance policies and insurance companies are now tightening up their procedures. They are aware that this sort of criminal practice is going on and are continually on the lookout for bogus claims.