One minute you are travelling in the back of a black cab and the next you have been involved in an accident that was not your fault. Hopefully you will have been wearing a seat belt so that your injuries will not be too severe but they are still likely to be bad enough to cause you considerable discomfort and to cause a lot of disruption to your work and home life. So what happens next?
Starting a black cab accident claim
The first thing is to speak to someone who knows what they are talking about. A lot of people think that they know a lot about personal injury claims but this is not really the best time to be taking legal advice from your friends and family – leave it to the experts. You will find them at Accident Advice Helpline and you can contact them via the website or by calling the 24/7 helpline.
Your claim will be assessed very rapidly to determine whether you actually have grounds to make a claim and one aspect of this is determining if it was someone else’s fault.
Who was at fault?
You cannot make a black cab accident claim if you cannot show who was at fault for the accident. As a passenger in the rear of the black cab it is highly unlikely that the accident was your fault.
If another driver caused the accident by causing a collision with your cab then you may be able to start a black cab accident claim against them. Perhaps they drove into side or rear of your cab because they were not concentrating properly. In this case, Accident Advice Helpline lawyers can help you to claim from the other driver’s motor insurance policy.
If your own driver caused the accident then you may be able to start a black cab accident claim against them. They may have caused the accident by their own inappropriate driving or lack of care and attention. Accident Advice Helpline may be able to help you start a claim against your driver’s insurance
What you can claim for in a black cab accident claim
You will be able to claim for your injuries – you will probably have these confirmed in a medical assessment and a comprehensive report will be prepared. This will be carried out by a medical expert and will be conducted close to where you live. In general, if you have serious injuries you will get more money than if you have slight injuries.
You can also claim for the money that you have lost because you are injured and these are called ‘out of pocket’ expenses. They include loss of wages, child care, household help and personal care.
Date Published: 16th May 2014
Author: Sharon Parry