There are a number of similarities between bicycle accident claims and automotive accident claims. There are also a number of differences between the two. Understanding the similarities and differences will be important when choosing the right solicitor to handle your compensation claim.
Similarities of Bicycle Accident Claims
The bicycle accident claims and automotive accident claims are similar in that both have a victim and a responsible party. They both will likely involve damages. Injuries have probably occurred in both types of accidents. Medical bills are a concern for both types of injured parties. Loss of income compensation will often be part of the award desired in both types of accidents. Compensation awards in both types of cases will be determined from past awards granted that are similar in nature. In both types of cases it is prudent to use a solicitor that is experienced in the type of accident and injury involved.
Differences of Bicycle Accident Claims
Going down the same list above, each item while similar will also have differences. While both types have a victim and a responsible party, in a bicycle accident claim it may be more difficult to prove fault. Regarding damages, it is less costly to repair or even replace a damaged bicycle than an automobile so claims for damages will be less in most cases. Injuries and medical bills will be different in that a bicyclist will often experience more serious injuries do to the lack of protective gear. Head, neck and back injuries are common even for those that wear a helmet and other padded protection. Since injuries can be worse for a bicyclist, the claim for loss of income may also be higher as recuperation can take a long time. In fact, injuries can even be permanent meaning a total loss of all future income potential. While this can also happen in automobile accidents, it is not the case in as many of them as are bicycle accidents involving an automobile. An additional difference is that bicyclists do not have to carry insurance so they will be totally dependent on the policy of the responsible party and on any compensation they can obtain by the help of a solicitor. While their health coverage may offer some assistance, they won’t have the medical coverage of their own automobile policy.
Because bicycle accident claims are different from automotive accident claims it is important to select a solicitor that is experienced in this type of accident claim. They will have the knowledge of past cases to properly assess the amount of compensation to request. They will also know more about the types of injuries and can help you determine how the medical prognosis will affect you in future years. To find a solicitor that truly understands your situation as a bicycle accident victim, give our staff at Accident Advice Helpline a call. We can put you in touch with a solicitor that knows what you are going through.