If you have been involved in any kind of auto accident, either as a driver, passenger or pedestrian, you will inevitably wish to claim compensation for any pain and suffering you have experienced. Filing an auto personal injury claim can be a challenging task. Here are some essential tips regarding the claims process:
You should ALWAYS:
Contact your insurance company
Unless you have sustained serious injuries, your insurance company is the first person you should call following an auto accident.
Retain details of your accident
To paint a clear picture of your accident, you should keep an account of the details of your the accident. This will include taking pictures of the damaged vehicles and any injuries you have sustained, and making a note of the names and numbers of the people involved and any witnesses to the accident.
Keep any receipts relating to your claim
You should always retain receipts and bills for any expenses relating to auto personal injury claim as you will be able to recoup the cost of your expenses.
Abide by time limits
You should make your claim within three years of the date of your accident. If you do not abide by these time limits, you will lose your eligibility to file a claim.
You should NEVER:
You should recall the facts without expressing your opinion. This is important, as the process of ascertaining liability can be affected by a range of circumstances. All you need to do is help your solicitor to gather all the evidence.
Sign a waiver document
Be wary of any waiver documentation you may be asked to sign. If you do not understand the document, do not sign it. Instead, contact a personal injury solicitor and ask for their opinion.
Agree to compensation without consulting a solicitor
You should not accept full and final payment for compensation unless you are certain that it fairly reflects your injuries and financial losses.
Receiving help with your auto personal injury claim
At Accident Advice Helpline, we can manage your auto personal injury claim right from the start, guiding you through the process to ensure you obtain full compensation. To receive expert advice, call our Freephone helpline on 0800 689 0500 and tell us what you need. Our personal claims advisers will assess your case and pass it onto our team of personal injury solicitors, who do all they can to take the stress out of your auto personal injury claim.
Date Published: 1st August 2013
Author: Jan Newell