Many people think of an auto insurance claim as something that happens after two vehicles collide. But the truth is that there are different types of auto insurance claims. Below are the assorted types of auto insurance claim that someone might experience when they are driving.
Auto insurance claim as a driver
Drivers can make accident claims for injuries or loss if another party or person caused the accident. It’s normally another driver but some of the situations an accident could happen because of another party’s negligent actions. When an accident involved a pedestrian or cyclist that was at fault, the claim could be made even though the person wasn’t driving a car per se. It’s still thought of as an automobile accident.
Auto insurance claim as a passenger
Passengers who are involved in accidents in almost all of the instances are able to have a claim for personal injury when they’ve had injuries. Passengers are usually thought to be blameless that are suffering because of another person’s negligence. But there are some times when they may not be blameless, such as when they don’t wear their seat belt as it’s required. This can affect how much money they will receive.
Auto insurance claim as a cyclist
If there’s a cyclist who was in an auto accident where there was another person responsible, a claim could be brought against the other party. As well as getting injury damages, damages to clothing and bike might be able to be claimed too, as well as any earnings lost.
Auto insurance claim as a pedestrian
Pedestrians generally are able to receive compensation through a claim for personal injury if he or she has injuries and they’re able to show proof that the injuries had been caused by someone else. Even when the pedestrian has partial responsibility, they may be able to get some money from the insurance company depending on whether or not they are able to prove that the other person is at fault.
Auto insurance claim due to an animal
We all know that animals get onto the road and they often cause accidents. Even though the most common accidents with animals involve deer, accidents with livestock such as cattle and horses often will happen. Whether or not the insurance company will pay depends on the circumstances and will vary from incident to incident. If the animal is a domestic animal rather than a wild animal, this can make a difference.
When you have been in some kind of accident, such as one of those listed above, you might want to find someone that can help you with your case. If you want to find a solicitor that can help you with the problem that you have, give us a call. We can find the right person to help you with your case and we’ll find one that specializes in your specific type of case. We have helped many people throughout the UK and we can help you.
Date Published: 11th January 2013
Author: David Brown