Four big auto accident questions
You’ve had an accident. Whether big or small, a crash is never good news. It can ruin a good mood or it can change your life. It can be hard to think clearly, but it’s important. Here’s what to ask yourself.
1. How bad is it?
One of the first auto accident questions that will jump to mind is, “How am I going to sort this out?” But before you get too friendly with any other driver involved, take a second to stop and survey the scene. First things first, are you hurt? Is anyone in your car hurt? If someone is injured, it’s never a bad idea to call an ambulance, even if you think it’s not serious. When you have personal safety figured out, it’s time to survey any damage to your vehicle. Is it a dent? Is it worse? Now is the time to ask these questions. Make up your mind.
2. How do I proceed?
Some people think a type of ‘gentleman’s agreement’ is the way to proceed in the situation, but that’s not wise. You’re not overstepping the line by calling the police, you’re acting exactly as you should. A police report will provide you with legal proof that your accident happened – this is first and foremost. But then, the police will also check if the other driver’s insurance is valid and up to date, one of the most important auto accident questions on the scene. Call your insurance company in the presence of the police if you like – it’s worthwhile to get things started.
3. Have I got answers to all-important auto accident questions?
Beyond surveying the extent of the damage on the scene, there are some basic facts you should try to establish for yourself. Share names, addresses and phone numbers, but also make sure you get licence plate numbers, insurance company details and even photographs on the scene. Get as much documentation as you can get. Insurance companies may have auto accident questions of their own for you, and it’s important to be able to answer them.
4. What do I do after the accident?
Don’t let things slip by. Make all the calls you need to make – to your doctor, if pain persists and develops; to your insurance company and to Accident Advice Helpline’s professional, friendly staff on 0800 689 0500 or 0333 500 0993 from a mobile. AAH’s compensation calculator can give you a guideline of what you might be entitled to and most claims can be processed without even needing to attend court.
Date Published: 31st July 2013
Author: Jan Newell