If you have been involved in an accident caused by the carelessness of your employer, you can claim compensation through their insurer. However, as a claimant, you have a legal and moral obligation to take reasonable actions to minimise the impact of your injuries and the financial losses that arise as a consequence of them.
Your obligations after an accident at work in East Sussex
Under the ‘mitigation of damages’ rule, you have a responsibility to act in a way that any other reasonable person would. This means that your employer’s insurer will expect you to do the following:
- Seek medical attention
If you fail to seek immediate medical attention for the injury you have sustained as a result of your accident at work in East Sussex, the insurer may accuse you of deliberately exacerbating your injury in an attempt to gain a larger compensation settlement.
- Accept medical treatment
If your doctor draws up a treatment plan and you refuse to comply with it, the insurer will have the right to deny you compensation for the consequences that persist or follow as a consequence of your refusal. If your injury requires surgery, you can choose to accept or refuse it. However, if the insurer finds that surgery could have alleviated your pain and suffering, they may reduce your settlement accordingly.
- Choose proven treatment
You may be tempted to seek complementary and alternative treatments for your injury, but if the insurer does not recognise the benefits and efficacy of these treatments, they may refuse to recover your costs.
- Seek alternative employment
If your accident at work in East Sussex has left you unable to pursue your usual line of work, the insurer will expect you to seek alternative employment. This means that you must ask your employer to look at ways to make it easier for you to return to work. If you fail to do this, or you refuse to return to work despite the reasonable adjustments made by your employer, you may lose out on your right to recoup the cost of your lost wages.
To find out more about your duty to minimise your losses after an accident at work in East Sussex, please call the Accident Advice Helpline today. Our trained claims advisors will be able to address any questions or concerns that you may have.
Date Published: 28th December 2014
Author: Jan Newell