If you have been injured in an accident that was not your fault you may want to make a compensation claim but are unsure who would pay for such a claim. These days it is likely that any claim would be paid by an insurance company, usually through an insurance policy of some type.
The three most common situations are:
A motor insurance policy would pay out for road traffic accidents;
An Employer’s Liability Insurance Policy would be pay out for people who have been injured in workplace accidents; and
A Public Liability Insurance Policy would pay out for a slip or trip in a public place.
Information is at the heart of all of these types of claims so let’s take a look at the sort of information that is processed by Accident Advice Helpline every day.
Accident solicitor in Altrincham – accident information
Successful accident cases have excellent information. This is a detailed account of what happened during the accident and how it may have been caused. If this can be supported by witness statements from people who saw the accident happen then that is even better. Photographs and sketches of the accident scene can help even more. This will help with showing exactly why the accident happened and therefore who was at fault. It may be a good idea to write down some of these details immediately after the accident in case you forget them. Collecting the contact details from people who saw the accident is also a good idea. For some types of accidents (e.g. road traffic accidents) the road and weather conditions are relevant.
Accident solicitor in Altrincham – injury information
Successful accident cases have detailed information about the injuries suffered. This is recorded carefully in your medical notes every time you are treated by a health care professional. Therefore, it is really important that you remember all of the hospital and clinic appointments that you have attended. Keep a note of them as you attend them as this sort of information is easy to forget as you concentrate on your recovery. A notebook or file will help you to keep things organised. You will probably need to attend one appointment with a medical expert who will prepare a medical assessment report of your injuries.
Accident solicitor in Altrincham – financial information
There are two elements to a successful compensation payout. The first part of the money is for the injury itself. In general terms, the more serious injuries tend to get the higher levels of compensation. The second part of the money is for the financial loss that you have suffered as a direct result of the injury. The most obvious way to lose money when you’re injured is through a loss of wages. Your wage slips from before and after the accident will show this. If you are self-employed, then it is slightly more complicated to demonstrate but this can be dealt with by your employer.
If you would like to make a claim but cannot find an accident solicitor in Altrincham contact national specialists Accident Advice Helpline. Call on 0800 689 0500 or 0333 500 0993 from a mobile phone for free, no-obligation advice about making a claim today. .
Date Published: 5th July 2013
Author: Sharon Parry