You’ve booked your holiday to the sun and have gone through all your last minute checks before you leave for the airport. Passport, money and tickets are the obvious ones – although these days it may actually be a credit card and email booking confirmation. Then, of course, there is your health insurance in case the unthinkable happens and you are injured in an accident.
You may also be considering hiring a car – in which case you will need you driver’s licence as well because inevitably you’ll be asked to take out insurance as you hire the car in case you damage it or cause an accident. However, what if you are injured in an accident that was not your fault? Is there accident car claim insurance to cover that? Read on..
Top 5 tips on accident car claim insurance and car accidents abroad
- If the accident is not your fault then you may be able to claim compensation from the person who was at fault. However, because the accident happened abroad this can be less straightforward than for accidents that happen in the UK. Some people have accident car claim insurance that you can claim from. It may also be possible for you to claim from a UK agent – but this does vary with every case. The most sensible thing to do is to contact a specialist law firm like Accident Advice Helpline and let one of the advisers who is an expert on accident car claim insurance abroad assist you.
- Of course, best to avoid being in an accident in the first place by making sure that you are driving correctly. Learn the road rules and speed limits and allow plenty of time for your journey on unfamiliar roads. You may need to adjust your speed so that you can assess the road ahead properly.
- If you are involved in a car accident abroad, the Green Card Scheme may help you. It was introduced to allow the free movement of vehicles across country borders. It may help the legal minefield of trying to make a claim for an accident abroad.
- If you involved in an accident abroad, the first thing you should do is to stay calm. The police will normally have been called and you should get someone to interpret for you if you cannot understand what is going on. Do not sign any paperwork until you fully understand what you are agreeing to. You should be given a copy of the paperwork and a European Accident Statement. Make sure that you have the contact details and registration numbers of the vehicles involved just as you would in an accident car claim insurance case in the UK.
- Speak to Accident Advice Helpline as soon after the accident as you are able. They will listen to the details of the case and help you decide if you have grounds for a claim. Call us on 0800 689 0500 – or 0333 500 0993 from a mobile.
Date Published: 9th June 2013
Author: Sharon Parry