What’s involved in an accident at work claim?
If you are injured at work and need medical attention what should you do?
An employer’s responsibility
An employer has to meet certain responsibilities with respect to the safety of their employees. All companies should have an accident report book and somebody should be appointed safety officer. Companies with more than ten employees have to report serious accidents to the Health and Safety Executive.
Who gets injured at work?
Construction site workers are more at risk of falls from height or being hit by moving machinery, than some other workers. Employees of logistics firms are at risk of being hit by moving vehicles, especially fork lift trucks, moving vehicles in yards and loading bays and also at risk of damaging their spines from lifting and moving heavy items badly.
How to make an accident at work claim
If a claimant was injured at work and required medical attention, it may be possible to claim if it was not their fault and they make the claim within three years.
Who pays if I make a work claim for personal injury compensation?
Employers are bound by law to have Employers Liability Insurance to cover against incidents such as these. Normally the claim would be met by the insurance company.
If my company is not sympathetic, who do I go to for advice?
People who belong to a trade union or other professional organisation, they can go to them for advice in the first instance. Otherwise there are many compensation providers who can help people injured at work to find a suitable legal representative.
What do I have to do to make a work claim?
Keep all your receipts and documentation. Check that your accident has been recorded in the employer’s accident report book or reported to HSE as it should have been. If there were witnesses, keep their contact details. Your solicitor will need as much documentation as possible.
In an ideal world of course, your company will be keen to promote a safe working environment and it is the duty of all employees to be safety conscious at all times.
Date Published: April 3, 2013
Author: David Brown