It’s the stuff nightmares are made of; you’re involved in a car crash that’s the other party’s fault and find out they don’t have car insurance! In situations like this, your first reaction is probably to feel sick and stressed – but the good news is that you can still claim for compensation if you’ve been injured in a road accident that wasn’t your fault.
So what happens now?
Whether you’re a driver, passenger, pedestrian, motorcyclist or cyclist, if you’re involved in an accident with an uninsured or stolen vehicle, you’re probably feeling really worried. If the other party is uninsured for the vehicle they’re driving but it is insured in someone else’s name (for example a husband driving his wife’s vehicle), then you may still be able to claim compensation from the insurance company, however this is entirely at their discretion. If there is no insurance policy in place at all on the car, you could contact the Motor Insurer’s Bureau (MIB) who should be able to help.
You should note that if your accident happened on a private road or dwelling, you may not be able to claim, as there is no law enforcing people to insure their vehicles for use on private roads. If you’re involved in an accident with a stolen vehicle, the original owner’s insurance may compensate you, but again this is entirely at the insurance company’s discretion. If they’re unwilling to help, contacting the MIB may be your only option.
Accident Advice Helpline to the rescue
Because dealing with the MIB can be a complex and often lengthy procedure, it’s a good idea to appoint a specialist personal injury lawyer to deal with them on your behalf, and that’s where we come in. We’re recommended by our patron, Esther Rantzen, and accredited by the Association of Personal Injury Lawyers – all this and we have over 13 years’ experience in the industry too, so you know you can trust us to provide a professional service.
We know how stressed you’re feeling; we’ve handled hundreds of similar claims, assessing each one on an individual basis and helping to minimise those feelings of worry. You don’t even need to worry about expensive legal fees, as our 100% no win, no fee* service means there’s nothing to pay unless your claim is successful. Just a quick call to our freephone helpline on 0800 689 0500 could put your mind at ease – we can offer advice or get the ball rolling on your claim, so pick up the phone and give us a call today to see how we can help you.
Date Published: January 12, 2014
Author: David Brown
Category: Uninsured driver claim