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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    If I am successful, how quickly will I receive the pay-out?


    At Accident Advice Helpline, we know that money is a big worry for a lot of our clients. It’s a particular problem for people whose accidents have left them with increased expenses in the immediate term, or people who have become unable to work. For this reason, we will do our best to make sure you receive the pay-out quickly.

    Exactly how quickly you receive your money will depend on a number of factors. Most importantly, a balance must be struck between getting money quickly and getting the maximum amount of money. Your solicitor will discuss this with you to make sure that you arrive at a satisfactory arrangement. If you are having difficulties, it may be possible for you to get some of your money as an advance on the later payment.

    Time versus money

    There are two stages to every successful compensation claim. The first involves getting the other party to admit liability in relation to your accident. The second involves agreeing on how much compensation it is reasonable for them to pay.

    The majority of compensation claims do not go all the way to court. This is because defendants who know they’re likely to lose don’t want the extra burden of court costs. It’s in everybody’s interest to get things sorted out sooner. This means that compensation is usually worked out between solicitors, based on legal principles and on the particular factors involved in the case.

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    Once the other party is ready to reach an agreement, they will make an offer. Your solicitor will discuss this with you and explain the different issues involved, to see if you think it’s reasonable. If you agree to the offer, you will be legally entitled to the money straight away, although it may take longer for you to receive it. If you decide to haggle, you will have to wait longer for your money but you may end up getting a higher amount.

    Interim payments

    In cases where the defendant has admitted responsibility, a solicitor is sometimes able to arrange interim payments before a final settlement has been reached. This means that, for instance, if a defendant expects to end up paying you over £3,000, they may agree to advance you £1,000 while negotiations are ongoing. Interim payments usually only happen if you can show that you are facing serious financial hardship as a result of your accident.

    Getting your money

    When an agreement is reached, you will formally become a creditor to the person or organisation that has admitted liability. This means that they will own money that is legally yours. You can discuss this with your bank, which may be willing to loan you cash against the value of this money if you can’t get the money paid to you immediately.

    If the other party is a big company or a local council, they will normally be able to claim on their insurance, meaning that you will get the money quickly. If you win a large amount of money from an individual, you may receive it slowly, in small instalments, if they don’t have enough savings or income to pay it all at once.

    Date Published: September 30, 2013

    Author: David Brown

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.