What is public liability insurance?

Public liability insurance is an essential type of insurance for most businesses, and it provides cover for the business if a member of the public or a customer suffers loss or injury as a result of business activities and makes a claim for compensation. Public liability insurance normally covers the compensation pay-out as well as any legal expenses.

Why do businesses need public liability insurance?

Should the worst happen, a business can rest assured that their customer’s medical costs, cost of replacing their possessions or repairing their property are covered – and accidents do happen!

The insurance company will normally cover the business’ liability to pay damages to the public for injury, death or damage to property or possessions which relate directly to the business’ activities.

The important of public liability insurance

One example of when you may be able to claim against a business is if you hired a company to install a new boiler, but it was fitted incorrectly. This could lead to water damage to your property or even personal injury such as carbon monoxide poisoning. In this case, you could claim for compensation to repair your home or make a personal injury claim against the company.

You should always ensure that any business you deal with has public liability insurance in place – don’t be afraid to ask to see copies of insurance certificates and documentation. Any business which carries out work at client’s premises or has visitors to its own premises is required by law to have public liability insurance in place.

How we can help

Here at Accident Advice Helpline, we have been helping people with personal injury claims since 2000, so if you think you may have a claim for personal injury compensation, you should contact us straight away.

Because we are a specialist personal injury compensation law firm, we offer a 100% no win, no fee* service, and are happy to chat to you in confidence over the phone, with no obligation to proceed – we can usually tell you within 30 seconds whether you have a viable claim for compensation.

You can use the 30-second claims calculator on our website to see how much you could be eligible to claim, and our professional team of personal injury lawyers can offer expert help and advice. Because most claims can be processed fully over the phone, there is usually no need for you to attend court, and calling our helpline is free – we’re open 24/7 and waiting to take your call.

  • Was this Helpful ?
  • Yes   No

How much you could claim?

Two QUICK ways to find:
  1. Call us at 0800 689 0500 or 0333 500 0993 from your mobile OR
  2. Use our Claim Calculator

Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.
Claim Calculator
Find out in 30 seconds how much YOU could claim...
  • Please tell us where you were injured
  • Please enter your full name
  • Please enter a valid name
  • Please enter your telephone number
  • Please enter a valid telephone number
  • Terms and Conditions*Required

Can I Claim?

Esther says "The law states that if you’ve been injured and someone else is to blame, you are entitled to compensation." Read more >

Claim Calculator ► Accident Types ►

How Much Could I Claim?

It only takes 30 seconds to find out how much compensation you could receive. Take the 30 second test now.>

30 Second test ► Claim Form ►

Why Choose Us?

"When they say they are 100% no-win, no-fee*, they mean it. I would recommend Accident Advice Helpline to anybody." Read more >

No-Win, No-Fee*? ► Testimonials ►

Claim Now

"They were ever so professional ... they knew exactly what I was going through ... I received over £4500." Read more >

Claim Form ► Call Me Back ►
Is there anything wrong with this page? ( Help us Improve )