What makes up a claim for compensation? Checklist
So, you want to make a claim for compensation for personal injury that happened to you through no fault of your own. What do you need to do?
Top Tips for preparing a claim for compensation
At the time of the accident, note as much information as you can including
Exactly what happened
Other people involved
Vehicle, machinery or equipment involved
The local conditions. For example, if a road accident, note the weather conditions, visibility, road surface, position and activity of other vehicles and pedestrian. If a work accident, note the physical conditions such as poor visibility or slippery floor etc, or difficulty with equipment
If there are witnesses, get their contact details if you can
You will have needed medical treatment after the accident and this is crucial to support your claim for compensation, so make sure you get a copy of the medical report and any other information.
After the accident
Keep all your documents and receipts to do with the injury and your efforts to recover from it.
Your solicitor may need those in case it is possible to recoup some expenses in addition to the claim for compensation.
Your legal representative has to prove that your injury was the direct result of the accident and these logical paths are not always straightforward. Undoubtedly, there will be a separate, independent medical assessment. The claimant will have other expenses too, possibly for support at home, or other members of the family forfeiting income to care for the invalid.
Claims usually comes in two parts:
General damages that compensate for the actual injuries and special damages that cover expenses such as loss of earnings, additional medical treatment, travel expenses etc. There are some precedents for general damages where the injury falls into a category for which awards have been made in the past. Special damages are negotiable and must be proven, so these are less easy to anticipate.
Always seek the advice of a leading compensation provider such as Accident Advice Helpline before embarking on a claim for compensation.
Date Published: February 17, 2013
Author: David Brown