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    "If you've been injured through no fault of your own you could be entitled to compensation. If you're unsure if you could claim, I recommend you call Accident Advice Helpline."

    Esther Rantzen

    Does personal injury compensation affect benefits?


    Receiving a lump sum of personal injury compensation can affect your entitlement to receive certain means-test state benefits. These types of benefits take into account your income, savings and any capital assets, and can include housing and council tax benefit, pension credit and universal credit. If the value of your compensation claim reaches a certain amount, this could affect the amount of benefits you could receive. So when you’re wondering, “Does personal injury compensation affect benefits?” the answer is yes, it can do.

    Don’t be afraid to claim

    If you have been injured in an accident that was somebody else’s fault, then you are entitled to make a claim for personal injury compensation. This could be an accident at work – for example being injured by faulty machinery – or an accident on the roads – for example if your vehicle is involved in a collision. When money is tight, it’s even more important to make a claim for financial compensation after an accident that wasn’t your fault – receiving a personal injury settlement can help you and your family out financially after your accident.

    Does personal injury compensation affect benefits?

    So you shouldn’t be wondering, “Does personal injury compensation affect benefits?” or feel afraid to make a claim in case it affects your benefits. If you have capital assets or savings of under £6,000, your benefits shouldn’t be affected. Even if you have been seriously injured and are due to receive a substantial personal injury settlement, there are still steps you can take to ensure that your means-tested benefits are protected. After all, a compensation settlement isn’t a ‘win’ or prize, it’s designed to compensate you financially for your pain, suffering and loss of earnings after an accident that was somebody else’s fault.

    Get some advice

    If you’re wondering, “Does personal injury compensation affect benefits?” then it’s time to get in touch with Accident Advice Helpline. Our network of experienced personal injury advisors and lawyers covers the whole of the UK, so if you have been injured and need some advice when it comes to making a personal injury claim, you can give us a call. One option which may be available to anybody concerned a personal injury settlement could affect their means-tested benefits is to open a personal injury trust, sometimes also known as a compensation protection trust.

    Our experienced personal injury lawyers are able to offer advice relating to setting up a compensation protection trust, which can be helpful in keeping your personal injury settlement separate from your finances being assessed for means-tested benefits. To find out more about making a 100% no-win, no-fee* claim today, get in touch with Accident Advice Helpline by calling us on 0800 689 0500 (or 0333 500 0993 from mobiles).

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    Category: Personal injury claims

    Accident Advice Helpline (or AAH) is a trading style of Slater Gordon Solutions Legal Limited. Slater Gordon Solutions Legal Limited is a company registered in England and Wales with registration number 07931918, VAT 142 8192 16, registered office Dempster Building, Atlantic Way, Brunswick Business Park, Liverpool, L3 4UU and is an approved Alternative Business Structure authorised and regulated by the Solicitors Regulation Authority. Authorised and regulated by the Financial Conduct Authority.

    Disclaimer: This website contains content contributed by third parties, therefore any opinions, comments or other information expressed on this site that do not relate to the business of AAHDL or its associated companies should be understood as neither being held or endorsed by this business.

    No-Win No-Fee: *Subject to insurance costs. Fee payable if case not pursued at client's request.